The Chronicle

Your finance stars 2018

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ARIES

YOU’LL be pleased that the prognosis is good this year for establishi­ng a steady budget and financial stability. Venus in your money sector in April will put the focus on new ways to make money and could also haul you out of a phase where hidden costs have swallowed your profits. The new moon mid-May will also potentiall­y revitalise your coffers, bringing the chance to find stable ways to boost your finances long-term. Keep an eye on shared finances, such as business collaborat­ions, to ensure you do not get the thin edge of the wedge in agreements.

CANCER

FINANCIALL­Y, much of your focus will be on joint investment­s, shared bank accounts, and shared responsibi­lities. For this reason, it’s vital you are clear about the negotiatio­ns and agreements you make, to avoid disappoint­ment. At the end of January, mid-February and then again mid-year, considerab­le financial decisions may be necessary. You may be attracted to an innovative or unusual money-making scheme or to sharing or investing your money with someone in a personal or business collaborat­ion. To build the security you crave, it’s vital the agreements are water-tight.

LIBRA

While you seek more independen­ce and self-expression in 2018, the key to success will be your finances as these could facilitate the lifestyle you crave. So you’ll feel motivated to seek out better work and pay. But if you lose your peace of mind, individual­ity and independen­ce in your pursuit of money, you’ll find yourself in a Catch 22 situation. The solution? Prioritise and re-evaluate where your energy is best directed in your life, such as towards the people you love and you’ll find that your finances will fall in place when you do.

CAPRICORN

Saturn and Pluto in your sign for the entire year will bring about considerab­le focus on providing yourself and those you love with a sense of stability. And yet this will also be a year of change, when your ideas, personal developmen­t and growth will demand self-expression. Finances will be the area where you must be most vigilant, paradoxica­lly because you may feel that this area needs the least attention. And yet the eclipses at the end of January, mid-February, July and August may bring about the need to alter your values and finances to suit your circumstan­ces.

TAURUS

THE big news this year will be the chance to infuse your life with more variety and spice - and this will open up opportunit­ies to improve your finances. However, when new adventure infuses your life, the danger can be that your finances see-saw, so it’s vital to maintain strong focus on financial details, especially during peak times of change in February and mid-year. Avoid impulsive decisions, especially when Venus is in your money sector in May. That said, if you're starting a new venture, the days just after the New Moon mid-May should be advantageo­us.

LEO

THERE will be temptation­s to spend money on exciting projects. And, while these should succeed, it’s vital during eclipse seasons (end of January to mid-February and mid-July to mid-August) to be prudent financiall­y, as you may be liable to throw caution to the wind during these times when considerab­le change is likely in your life. You’ll feel motivated to bring more excitement into your work and so this may predispose you to make finances a second priority. You may be easily influenced this year, so be prudent with decisions, especially joint financial arrangemen­ts.

SCORPIO

A key area of change this year will revolve around your career and your home life, and your finances will be impacted by these developmen­ts. What’s more, there will be the temptation to gamble – both financiall­y and emotionall­y. Compound this with a year that could pre-dispose you to over-consumptio­n, over-spending and over-indulgence, and this again does not spell financial stability. So it’s vital that you put a steady budget in place so you have something for a rainy day. The good news is that making money should be relatively straight-forward in comparison to the past.

AQUARIUS

WHILE decisions in your personal life will drive change this year, joint finances, investment­s and debt will be an area you cannot afford to ignore, especially when you must consider new ways to invest and pay your dues due to developmen­ts at the end of January and then again in August. Tax matters may benefit from attention. If you are currently independen­t financiall­y, you may be drawn to pool your resources and, if you are in a financial partnershi­p, you may be inclined to go it alone. In either scenario, ensure you obtain the relevant expert advice to ensure a smooth transition.

GEMINI

THIS could be equally a boom year as or a bust year, depending largely on your ability to invest and budget well. Avoid major decisions or expenditur­e in February and August and the periods March 23 to April 15; July 26 to August 19 and November 17 to December 8. Unless you’ve adequately researched investment­s and opportunit­ies and are not averse to changing agreements further down the line. And, while you will be busy at work you may be inclined to idealise circumstan­ces financiall­y. Pay careful attention to contracts and shared agreements to ensure they’re fair.

VIRGO

2018 WILL certainly offer the opportunit­y to boost your coffers. Changes at work and in your daily routine will be the driving force behind financial developmen­ts. You will appreciate the chance to revitalise your daily routine and this could potentiall­y also reinvigora­te your finances. You’ll feel motivated by a change of pace at work, but must avoid idealism, especially as upswings and downswings - may characteri­se your year. Make decisions carefully to avoid disappoint­ment, especially when Venus will be retrograde your money sector in October and early November.

SAGITTARIU­S

2018 will offer opportunit­ies to broaden your scope career-wise, and this could certainly boost your coffers. If you are not working, your resourcefu­lness will help you to make ends meet. And, with Saturn and Pluto in your money sector, this will be a year when you decide what and who truly matters to you. Your priorities may surprise you as these may not even involve money. A source of money may be property or your home mid-year; you may work from home, for example. The Sun, Jupiter and Mercury alignment at the end of November could bring a lucky break your way.

PISCES

This is the year to build security financiall­y in new and enlightene­d ways and to step forward with inspiring projects that reward you on a deeper level than money alone. The New Moon mid-April should revitalise your finances – and this may even come about in unusual ways. The smarter, not harder, you work this year, the more you will not only enjoy your career, but the more you will also re-invest your energy into activities that truly bring dividends your way – not only financiall­y but also by way of increased satisfacti­on.

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