HEALTH INSURANCE TIPS

1. Review your policy.

2. Check it suits your needs.

3. See if you are eligible for a government rebate.

4. Pay by direct debit – this can result in a discount.

5. Pay one year’s premium in advance to save.

6. Increase your excess to reduce premium cost.

7. Check if you can get an employer discount.

8. Threaten to switch insurers – see if they offer a better deal.

9. Visit privatehealth.gov.au to compare.