INSURANCE

The number one question most people ask when it comes to insurance of any type is, “Why should I pay for something I’ll probably never use?” The key word in that question is ‘probably’, because once you start talking about insurance it is surprising how many people have made an insurance claim.

HOME AND CONTENTS

Think about this – you’ve moved into your new home and couldn’t be happier. Everything is in its rightful place and you are settling in for your first winter. Unfortunately, an unexpected storm hits and your home is severely damaged, with many of your contents irreparably water-damaged. Although you are stressed by the situation, your decision to take out combined home and contents insurance will alleviate the financial burden.

MOTOR VEHICLE

Imagine you’re a careful driver, have never had an accident (not even so much as a parking fine) and someone ploughs into your vehicle at an intersection. The other driver is at fault but has no insurance to cover the extensive damage to your car. Fortunately, you have full comprehensive insurance and can make a claim under your own Policy. Problem averted.

CARAVAN

It’s Easter and you’re heading off on an extended break with the family. The caravan is hooked up, the family is excited, and you tackle the Good Friday traffic. The road to Lakes Entrance is congested, travel time has tripled, and tempers are running high. The impatient driver behind you attempts to overtake but misjudges the distance of the oncoming car. He swerves back into the now-reduced space and side-swipes your caravan, causing major damage to your van. Your choice to take out caravan insurance has proven to be a wise one.

TRAVEL

You are taking your first overseas holiday. Passport and airline tickets in hand, you watch your bright green suitcase make its way through the tunnel to the plane’s cargo hold. Your hand luggage is minimal, as almost everything you need for your holiday is packed into your suitcase. Arriving at New Zealand’s famed Queenstown airport, you wait patiently at the baggage carousel as the number of luggage pieces dwindles. Your bright green suitcase is nowhere in sight. It eventuates that your luggage is still at Tullamarine … you are furious, but relieved that your travel insurance will take care of things until your suitcase catches up with you.

These examples are the tip of the iceberg when it comes to smart insurance decisions. There are many other important types of insurance to consider including Life, Trauma, Health, Income Protection, Business and Pet.

Don’t ask ‘Why should I pay for something I’ll probably never use?’ Instead, ask a reputable Insurance Agent ‘Can you help me sort out the best insurance for my lifestyle?’ and your Agent will tailor an insurance package to meet your needs and budget.