In­creased penal­ties for high-risk driv­ers go into ef­fect

Asian Journal - - FRONT PAGE -

Vic­to­ria: In­creased penal­ties have been came into ef­fect from Novem­ber 1, for driv­ers who put peo­ple at risk through ex­ces­sive speed­ing, im­paired driv­ing, dis­tracted driv­ing and other vi­o­la­tions.

“Reck­less driv­ers put oth­ers at risk, and they’re con­tribut­ing to the rise in crashes we’re see­ing on our roads,” said David Eby, At­tor­ney Gen­eral. “To help make our roads safer and hold peo­ple ac­count­able, we’re bring­ing in higher penal­ties for driv­ers who en­gage in dan­ger­ous be­hav­iour be­hind the wheel.”

Penalty amounts are go­ing up by 20% ef­fec­tive Nov. 1, 2018, for the fol­low­ing two pro­grams:

• The Driver Risk Pre­mium (DRP) is charged an­nu­ally to driv­ers who are con­victed of dan­ger­ous driv­ing of­fences such as ex­ces­sive speed­ing, two or more dis­tracted driv­ing vi­o­la­tions, im­paired driv­ing con­vic­tions, road­side sus­pen­sions or pro­hi­bi­tions. Driv­ers could pay for the same of­fence mul­ti­ple times, as the DRP de­pends on a per­son’s driv­ing record in the last three years. • The Driver Penalty Point (DPP) pre­mium is a penalty for col­lect­ing four or more points from traf­fic vi­o­la­tions. The pre­mium amount de­pends on the to­tal num­ber of points ac­cu­mu­lated in a 12-month pe­riod. The DRP and DPP are in­sur­ance penal­ties driv­ers must pay to ICBC in ad­di­tion to the fine they must pay for the orig­i­nal vi­o­la­tion. A driver will only be charged un­der one of the pro­grams each year, which­ever penalty is the high­est.

Driv­ers who do not pay their DRP or DPP penalty can­not get a new driver’s li­cence or pur­chase ve­hi­cle in­sur­ance through ICBC, and will be charged 19.6% in in­ter­est af­ter 60 days with­out pay­ment. How­ever, driv­ers can re­duce or elim­i­nate the penal­ties by sur­ren­der­ing their driver’s li­cence for some or all of their billing pe­riod.

Rev­enue gen­er­ated from these penal­ties will help off­set over­all ba­sic in­sur­ance pre­mi­ums so that safer driv­ers are not pay­ing for the risky driv­ing de­ci­sions of oth­ers. Cur­rently, there are about 66,000 driv­ers who pay one of these penal­ties. The DRP and DPP are sep­a­rate from Au­to­plan in­sur­ance pre­mi­ums. The penal­ties are billed even for peo­ple who do not own or in­sure a ve­hi­cle.

Quick Facts:

• The Driver Penalty Point pre­mium cur­rently ranges from $175 for four points to $24,000 for 50 or more points. With the 20% in­crease start­ing Nov. 1, 2018, these penal­ties will go up to $210 for four points and $28,800 for 50 or more points. • Penal­ties will in­crease by 20% again on Nov. 1, 2019, to keep in line with pre­vi­ous in­creases in ba­sic pre­mi­ums.

• Go­ing forward, penal­ties will match any changes to the ba­sic in­sur­ance pre­mium. Based on the in­creases, ICBC ex­pects to col­lect $26 mil­lion in penal­ties in 2019, $32 mil­lion in 2020, and $36 mil­lion in 2021 (fis­cal year from April to March).

David Eby At­tor­ney Gen­eral

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