Creative wife needs to help family out financially

Q My wife of 12 years is outgoing, creative and adept at technology. She's always involved in a project, many of them helpful to our children or our community. But never one that brings income into the household. I respect her skills and her outreach to pitch in where there are needs. She was one of the first in our community early in the pandemic to organize a circle of mask-making volunteers. They gave them away to people who had lost their jobs. She formerly made costumes for our daughters' school plays (they're ages 10 and 11). Many people admire her. I'm one of them of course, and I also love her, trust her and respect her. But I'm a salaried guy in an accounting position, with an income that just covers our modest living costs. Fortunately, I've been able to work at home during COVID, and am still employed. If not, we'd be in big financial trouble. Given my wife's creative talent, many practical skills and her positive energy, I've always believed she could find a good job if she tried. Also, given our daughters' approach to teenage years and future goals, which I'm sure will bring extra expenses, becoming a two-income family would be helpful. I sometimes wonder if, despite receiving constant kudos, she's terrified of failure at something new and different.

Frustrated Father/Loving Husband

A Your wife's fine qualities of caring for others, and of her talent/skills in doing so, is a significant element of your relationship.

You're married to a woman worthy of praise, for which you love and respect her. Your daughters benefit not only from their mother's example, but also from living in a family that models this positive relationship.

But more income for family needs would certainly be very welcome, too.

Your feelings about this need for a second earner are perfectly understandable and reasonable but I believe it's a subject you need to approach thoughtfully.

If you haven't previously shared with her your financial picture of total income minus the total regular monthly and annual charges, plus additional “extras” for varied reasons, it's time you made her a partner in this area of your marriage.

Handle it with your usual respect for her intelligence, not as a lecture, even if the need for extra funds becomes imminent. She'll see what the realities are as she absorbs the information.

Make this monthly review a regular pattern and show where the stress points occur — e.g. raised fees for utilities, the breakdown of an essential item such as a fridge, etc.

She's bound to start making suggestions of some sort ... and that's when you can ask her if she sees any ways to contribute.