Be careful when shopping online

Online shopping is now more convenient than ever, with endless stock to choose from a wealth of retailers.

However, with increased online spending comes the increased chance of vicious software attacking your devices and stealing your personal information.

Protect yourself by developing these safety habits when you are purchasing items over the internet. Tips for safe smartphone shopping • Keep software up-to-date. No matter if you're using a phone, a tablet or a computer to make your purchase, make sure to download recommended updates. These often include improved security features and protection against new and evolving viruses and malware.

• Don't share your passcode. This might seem like a no-brainer, but keeping your passcode to yourself is the easiest way to protect your information. Try to keep your passwords strong by varying across multiple accounts and devices. Some recommend changing your password frequently, but this could actually leave you vulnerable by encouraging you to select weaker, more memorable passwords.

• Don't access sensitive information over wi-fi. Using unsecured internet could make your phone and your information vulnerable to hackers, viruses or other security breaches.

• Use a credit card over a debit card. It is much easier to protect yourself when you are using a credit card over a debit card. Typically, your debit card can be used to access more elements of your bank account than a credit card can.

Most importantly, before entering your credit card information, make sure the online store uses a secure page and system you trust.

Companies like Elavon are trusted because they take the merchant and consumer's security seriously, using sophisticated technology to protect your banking information.

More info online at elavon.ca.