Money sav­ing tips

The Guardian (Charlottetown) - - ARTS & ENTERTAINMENT -

1. Move bank ac­counts to take ad­van­tage of perks and earn more in­ter­ests to take ad­van­tage of perks and earn more in­ter­est. 2. Turn off the tele­vi­sion. There are a lot of fi­nan­cial ben­e­fits to this: less ex­po­sure to spend­ing-in­duc­ing ads and a lower elec­tric bill. 3. Stop col­lect­ing, and start selling. 4. Make your own gifts in­stead of buy­ing stuff from the store. 5. Master the 30-day rule. Avoid­ing in­stant grat­i­fi­ca­tion is one of the most im­por­tant rules of per­sonal fi­nance, and wait­ing 30 days to de­cide on a pur­chase is an ex­cel­lent way to im­ple­ment that rule.

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