The Guardian (Charlottetown)

Money saving tips

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1. Move bank accounts to take advantage of perks and earn more interests to take advantage of perks and earn more interest. 2. Turn off the television. There are a lot of financial benefits to this: less exposure to spending-inducing ads and a lower electric bill. 3. Stop collecting, and start selling. 4. Make your own gifts instead of buying stuff from the store. 5. Master the 30-day rule. Avoiding instant gratificat­ion is one of the most important rules of personal finance, and waiting 30 days to decide on a purchase is an excellent way to implement that rule.

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