Fi­nan­cial crunch isn’t Ot­tawa’s fault

RE: Widow chal­lenges feds over CPP sur­vivor ben­e­fits (May 1)

The Hamilton Spectator - - OPINION -

It is cer­tainly a tragedy to lose one’s spouse at such an early age. The in­abil­ity to col­lect CPP death ben­e­fits is un­for­tu­nate but ul­ti­mately this widow’s fi­nan­cial sit­u­a­tion is the re­sult of the cou­ple’s de­ci­sion not to pur­chase life in­sur­ance on them­selves, es­pe­cially in a cir­cum­stance where they had a home mort­gage. The max­i­mum death ben­e­fit on CPP as a lump-sum pay­ment is only $2,500 and a sur­vivor pen­sion had she been over 35 would only amount to a cou­ple hun­dred dol­lars per month at most as it is based on years of con­tri­bu­tions and is re­duced for ev­ery month the de­ceased would be short of age 65 as per Gov­ern­ment of Canada web­site. David Ni­chol­son, Hamil­ton

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