The Peterborough Examiner

Putting your money to good use

- BARBARA ORTUTAY

NEW YORK — Want to help? Local and national charities are asking for donations as Hurricane Harvey pounded Texas and Louisiana, leaving countless residents — and pets — displaced from their homes. The recovery will be long and expensive.

While the urge to donate clothes and other supplies is natural, money is the best way to contribute during times of disaster, charities and philanthro­py experts say. And donating directly through a website gets money to a charity faster than a text donation, even though the text might seem easier.

Here’s how to make sure you are giving in a way that matters the most.

Give to establishe­d relief agencies

GuideStar’s website has a database that lets you vet charities .

Stacy Palmer, editor of The Chronicle of Philanthro­py, also suggests looking through local news reports for informatio­n on a charity’s work, or contacting the local United Way and the local Community Foundation — in this case Houston’s.

It’s up to you whether to go with a local charity that might know the area better, or a national charity that has wider reach. Palmer says “both kinds of organizati­ons have their place right now.”

Texting to give?

It might be tempting to make a donation through text and have the phone company charge it on your phone bill. But Palmer says charities have to wait for phone companies to release the money. It’s quicker if you go to the charity’s website and donate directly, using a credit or debit card.

That said, relief agencies will need money beyond first few days or even weeks, so if the ease of text donations appeals to you, tap away. To donate $10 to the Red Cross via text, send a text message saying “REDCROSS” to the number 90999.

Apple users in the U.S. can also donate to the American Red Cross through the company’s iTunes and app stores.

Timing

Donations often pour in immediatel­y after disaster strikes but peter out during the long recovery process. While there are a lot of immediate needs, Palmer says, “charities are going to need support on the long haul.”

Consider saving some of your money so you can donate again in a few weeks or months. Better yet, set up a recurring donation to support your chosen charity over time.

Some charities will say when they have raised enough for a particular disaster and use any extra money for their general fund, Palmer says. This isn’t bad.

“One of the things this disaster shows is that it’s important to have resilience,” she says. “It’s smart to just give and say that it can be used wherever it’s most needed.”

Crowdfundi­ng

Group fundraisin­g services such as GoFundMe let people raise money for friends, families, neighbours or themselves — as well as for charity. As always, do your homework before giving to a stranger or cause online.

GoFundMe has a special page for Hurricane Harvey pleas for charities, individual­s and families. GlobalGivi­ng, a crowdfundi­ng site for charities, is trying to raise $2 million for local relief and recovery efforts.

Remember that donations are tax-deductible only if they go to a registered non-profit or charity. Otherwise, they are generally considered gifts.

Hold off on material donations

Donating food, clothing and household items can complicate and even hinder relief efforts, experts say. The U.S. Center for Disaster Informatio­n says unsolicite­d goods are “never required in early stages of response, and they compete with priority relief items for transporta­tion and storage.”

It doesn’t mean there will never be a time or place for such donations — check with relief agencies as time passes. And a few charities have announced immediate needs for material donations; the Houston Humane Society has set up an Amazon wish list for the most needed items.

Services

Consider volunteeri­ng or opening your homes to displaced families and emergency workers. Airbnb is waiving service fees and a requiremen­t that hosts charge at least $10 a night; free accommodat­ions are permitted in selected area.

Facebook’s “Community Help” feature lets people offer and ask for help, such as food, supplies, shelter and rides. To browse what people are asking for, go the “explore” tab on your Facebook site or on the mobile app. Then, click on “Safety Check,” where you will see a section for Hurricane Harvey . On Friday afternoon, people were asking for everything from volunteers to shelter, baby supplies and food.

Religious and humanitari­an groups

Some of the religious organizati­ons are “some of the strongest relief groups,” Palmer says.

Those accepting donations include Catholic Charities USA, Internatio­nal Orthodox Christian Charities, World Vision, Islamic Relief USA , the Jewish Federation­s of North America and Tzu Chi USA, a humanitari­an organizati­on with Buddhist roots.

 ?? DAVID J. PHILLIP/THE ASSOCIATED PRESS ?? Homes are surrounded by floodwater­s in the aftermath of Hurricane Harvey, on Friday, near Beaumont, Texas.
DAVID J. PHILLIP/THE ASSOCIATED PRESS Homes are surrounded by floodwater­s in the aftermath of Hurricane Harvey, on Friday, near Beaumont, Texas.

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