Do you have a great car insurance rate?

Understanding how drivers can save on car insurance now.

The only way to know for sure if you’re getting a great car insurance rate is to shop around and compare insurance quotes. If you don’t know what is out there for you, you could keep overpaying for years.

Why You Should Shop Around

Each insurance company has its own way of rating a driver, largely based on the company’s claims experience. That means that what one insurance company charges you is different from what another will charge.

Comparing rates doesn’t oblige you to do anything, so you can get quotes and still decide to stay with your current insurance company. It’s possible you already have the best deal, but the only way to know for sure is to take the time to compare rates on a regular basis.

Shopping Around Is Easy

There’s no need to spend a day calling around for quotes, repeating information, and waiting for calls back with quotes. Sites like InsuranceHotline.com let you get no-obligation, fast, free quotes from Canada’s top insurance companies in a fraction of the time.

“I loved how easy it was to get quotes and find one that is less than I am presently paying… I would recommend your site to anyone who wants the best insurance at the best price.” – Rui, InsuranceHotline.com customer.

People who shop for quotes online get more than one quote to consider and compare. Simply enter your information one time, and get unbiased quotes returned to you to peruse at your leisure. It’s the easiest way to shop for insurance.

The Savings Could Be Big

Many people think that the rate differences can’t really be that much, and that there is no point wasting time shopping around. The truth is that rates between insurance companies can vary greatly. You could actually save hundreds of dollars every year by shopping around.

Anyone Can Save

Don’t think that just because you have a ticket or an accident on your record you have no hope of getting a great rate. Especially if you are facing rate hikes due to a ticket or accident, you should get some comparison quotes to see if there’s a better rate for you.

Every insurance company looks at tickets and accidents differently; some won’t charge you as much for that ticket, so take the time to shop around.

How Often Should You Compare Rates?

You can check rates as often as you like, but once a year is a good habit to get into. Most people choose to shop around on renewal to make a smooth transition, but there is no real reason to wait. You can shop around any time.

It’s especially important to shop around when you have a ticket or an accident coming off your record. You could qualify for much better rates with your driving record clean, and you will find a lot of companies ready to offer you a great deal. Buying a new car or moving are also good times to do some rate comparisons; these changes could mean increases on your current policy that you could avoid by shopping around.

“It’s a good price, and it’s very easy to do it.” – Jose, InsuranceHotline.com customer

Shopping around is easy, can save you a lot of money, and doesn’t take a lot of time. If you aren’t sure you have the best rate available, a quick rate comparison can give you peace of mind – or help you to find that great rate.