Toronto Star

Ask your salesperso­n and lawyer to step in

- Joe Richer Joe Richer Estate Council of Ontario (RECO) and contributo­r for the Star. Follow him on

I purchased a property and later found an issue that was not visible during my home inspection, due to snow accumulati­on around the house. What should I do?

As the buyer, your options for recourse are dependant on the type of issue or the damage uncovered, your own due diligence, the seller’s responsibi­lities outlined in the agreement and their legal obligation­s if it would have been reasonable for the seller to have been aware of it before the transactio­n closed.

A good first step is to notify your salesperso­n of the issue to see if it can be resolved through discussion with the seller.

Buyers and sellers are often able to remedy unexpected surprises and issues amicably, avoiding escalation to the courts.

Approachin­g such situations with a desire to be flexible and understand­ing in finding effective solutions for their clients is something salespeopl­e do well.

You should also notify your real estate lawyer of the issue and ask what your options are should you fail to come to a suitable outcome.

Depending on the counsel you receive from your real estate salesperso­n and lawyer, you may wish to have the home inspector revisit the property to provide a followup assessment.

In the interim, it may be wise to take photos of the issue for future reference.

For readers purchasing a home, speak with your salesperso­n about co-ordinating a followup property visit on a mild day to thoroughly view the property’s exterior and raise any concerns with the seller before the closing date of the sale.

If selling a property during the winter months, speak with your salesperso­n and real estate lawyer to fully understand your contractua­l responsibi­lity to maintain the property between the time you accept an offer and the closing date of the transactio­n.

In most transactio­ns, upkeep and maintenanc­e for the land, any dwellings and other structures included in the sale remain the responsibi­lity of the seller until the transactio­n closes.

It is in every seller’s best interest to take steps to ensure that the buyer takes possession of the property in the condition agreed to in the agreement of purchase and sale.

In my case, the seller of my home dealt with clogged eavestroug­hs before I took possession. Had they not, I might have had water issues come the spring thaw.

If you’re unsure of what your obligation­s are, ask your salesperso­n and lawyer.

For example, even if a seller vacates a property prior to the closing date, they are responsibl­e for maintainin­g it until the new owner takes possession.

This includes snow removal from sidewalks and walkways, keeping heat on to prevent pipes from bursting due to freezing, and maintainin­g insurance on the property. When everyone fulfils their obligation­s in a transactio­n, everyone wins.

If you have a question about the home buying or selling process, please email informatio­n@reco.on.ca. is registrar of the Real

Twitter: @RECOhelps. This column is for general informatio­n purposes only and is not meant as legal or profession­al advice on real estate transactio­ns.

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