A Healthy Start

Bupa Global pro­vides ex­ten­sive med­i­cal cov­er­age around the world—so you can rest easy when your chil­dren em­bark on the next phase of their ed­u­ca­tion

Hong Kong Tatler - - Tatler Focus | Bupa Global -

It’s that mo­ment that ev­ery par­ent an­tic­i­pates with great pride and joy, while at the same time fear­ing for the worst: the mo­ment their chil­dren fly the nest. While the world is made smaller by tech­nol­ogy and the con­ve­niences of real-time com­mu­ni­ca­tion, ev­ery par­ent is acutely aware that in the event of an emer­gency, our loved ones are oceans away. It is for this rea­son that par­ents choose the very best in global health in­surance plans, such as the ones of­fered by Bupa Global.

As part of the Bupa Group, the health­care gi­ant boasts more than 65 years of med­i­cal ex­pe­ri­ence across a range of fa­cil­i­ties span­ning hos­pi­tals, pri­mary care cen­tres, den­tal clin­ics and care homes. With 1.9 mil­lion cus­tomers world­wide who have ac­cess to more than 800,000 med­i­cal providers in 190 coun­tries, many par­ents are turn­ing to Bupa Global to pro­vide cov­er­age at home or while abroad.

While its ex­ten­sive net­work has no doubt won parental ap­proval, the fact that the com­pany’s in­ter­na­tional plans ex­tend be­yond the ba­sic is the pri­mary rea­son for its ever-grow­ing pop­u­lar­ity. Aside from the ba­sics—such as out­pa­tient ser­vices, hos­pi­tal stays, surgery and treat­ment for ma­jor ill­nesses—the cov­er­age in­cludes cov­er­ing pre-ex­ist­ing med­i­cal con­di­tions, ex­treme sports and ad­ven­ture ac­tiv­i­ties, and emer­gen­cies within and out­side of the coun­try of study, such as when trav­el­ling for out-of-town field trips.

While par­ents of­ten look to the ba­sics when choos­ing an in­surance plan, in­sur­ers cau­tion par­ents to think a bit fur­ther afield and con­sider some other im­por­tant points. Does your child have a pre-ex­ist­ing con­di­tion that may not be cov­ered by ba­sic travel and health in­surance plans? Does your cur­rent plan have suf­fi­cient cov­er­age for evac­u­a­tion and repa­tri­a­tion? Is your child ac­tive and pur­su­ing ad­ven­ture sports, such as ski­ing and rock climb­ing? Does your cur­rent plan cover emer­gency med­i­cal treat­ments out­side of the coun­try of study?

With Bupa Global’s ex­ten­sive cov­er­age, the in­surer em­pha­sises that a med­i­cal concierge ser­vice is al­ways avail­able to help your child re­ceive as­sis­tance at any time, en­sur­ing that your child gets the right treat­ment at the mo­ment they need it most. To en­sure your child’s well-be­ing is cov­ered in gen­eral, the plans can also in­clude preven­ta­tive treat­ments such as health check-ups, den­tal care and op­ti­cal ser­vices. An­nual pol­icy lim­its start from US$3 mil­lion and go up to un­lim­ited, while other plans such as the Bupa Global Elite Health Plan and Ul­ti­mate Health Plan can re­spec­tively cover up to two chil­dren un­der the ages of 10 and 16 at no ex­tra cost, sub­ject to un­der­writ­ing.

For those with chil­dren about to ven­ture to new hori­zons, some ba­sic study-abroad safety tips could help them go a long way. Bupa Global sug­gests par­ents to share these tips with their chil­dren: Know the emer­gency con­tacts, in­clud­ing lo­cal em­bassy num­bers, your in­surance‘s 24/7 emer­gency hot­line and the po­lice num­ber; be alert to the lo­cal news and events; and have the right in­surance and health plans to cover all your chil­dren’s med­i­cal emer­gen­cies. Most im­por­tantly, en­joy the ex­pe­ri­ence.

ACROSS THE BOARD Bupa Global’s plans of­fer in­ter­na­tional cov­er­age for an ex­ten­sive list of health ser­vices, ideal for fam­i­lies with chil­dren at home and abroad

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