FAROUK MERALLI

The 31-year-old Harvard graduate is revolutionising global health with his digital start-up, mclinica. By giving governments, academics and pharmaceutical companies access to health data, the platform is advancing patient care and services, as well as medical research. It already connects thousands of pharmacies across Asia and it’s set to go global within months.

PAOLO AZZOLA

Paymaya, the secure online payment system this 31-year-old ex-jp Morgan employee founded in 2015, allows individuals, businesses and institutions to make online payments without the need for a credit card. Users register with a mobile number and receive a virtual debit card that can be used for purchases in numerous stores. Like Paypal but better.