Times of Eswatini

Zero Excess – for total peace of mind

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life is unpredicta­ble, oflonwe imngosmeon­otthe,vtehreynte­hxitnmg oisǦ RULY amcecindte­ynotuanadr­eyoinu arneuchnae­lxlepnegce­teddwciath­r tfihxeintg­rayuomura ctahra. tEcSlRieIn­Ctus ngdoetrhsr­toaungdhs after an accident that is why there is

Tthe Zero Excess option on our motor tiniosnu,rEaSnRceIC­pwroildlus­ecttsl.eWyoiuthr cthlaiismo­pinǦ lfyeuoalul­vtreortehn­cesourvere­esrtythtao­aftytyeoor­uuarnciona­nscuceride­nret.rnatteanon­d Zero Excess is an option on your nmoottorer­qiunisruer­aynoucetop­oplaicyyat­nhyatbawsi­ilcl ionr avnolaucnc­tiadreynet­x. cEeSsRsIwC hinenthyio­sucasre csetnttleE­sxycoeussr cdloaeims ninotfurel­lq. Zuei reo ypoeur as the policy holder to make any

WHAT IS ZERO EXCESS?

contributi­on to repairs of your car wunhfeonrt­iunnaantea­cecviednet­notf. Nanoramcca­idllye,nint, the pmoolincey­yhotoldceo­rvisecrhpa­arrgteodfa­tnhaemdoau­mnatgoef Bcousttnwo­hwic, hwihsernef­yeorruerdi­ntosuarsea­dnveexhcei­cslse. is in an accident and a valid claim is osupbtimon­itotefdeit­tohEerSRpa­ICy,inyoguthne­oswtiphuav­laetaend tpoopliacy eaxncyeesx­scoerssyoa­ut aclal.n choose not

The Zero Excess policy is available

WHICH INSURANCE CLASSES ARE INCLUDED IN THIS OFFER?

to the private motor cover as an soepdtiaon­nsaal nexdtLenDs­Viso.n and commercial adTdhiitsi­oonpatlipo­nrecmoimum­esdaetpaen­doimnginoa­nl the value of your vehicle. wFoortrheE­x2a0m0p0l0­e0, ,iyfoyuowui­rllvpeahyi­acnleadisǦ doritEio6n­6a0l preermyieu­amr. of E55 per month

To get a comprehens­ive quote, contact your broker or request a quote on email to

underwriti­ng@

HOW IS THE PREMIUM AFFECTED? HOW DO YOU ADD THIS OPTION?

If you are a direct client to ESRIC, you only need to send an email to itnostthre­uZcteiroon­Etxocecshs­aonpgteioy­no.uwr iptohliacn­y underwriti­ng@sric.sz

You can switch back to basic and/ Yooruvowlu­ilnl tbaeryalel­oxwceesdse­tsoacthany­getiamned. nyboaoucmk­rimntoaolb­nfaetsheil.cypprreemi­iuum wbiethreod­uut cthede

ll claims under your private moǦ teoxrcewss­ilrlebgear­tdreleasts­edofuwnhdo­emr the fzaeurlot or cause of accident is.

WHAT HAPPENS IF YOU CAUSED THE ACCIDENT?

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 ?? ?? Zero Excess is an option on your motor insurance policy that will not require you to pay any basic or voluntary excess when you are in an accident.
Zero Excess is an option on your motor insurance policy that will not require you to pay any basic or voluntary excess when you are in an accident.
 ?? ?? The Zero Excess policy is available to the private motor cover as an optional extension and commercial sedans and LDVs.
The Zero Excess policy is available to the private motor cover as an optional extension and commercial sedans and LDVs.
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