Times of Eswatini

Enjoy Christmas without rising food costs

- -IOL BusinessIT­H

a ri•e in ˆood pri…e• a• ™eŽŽ a• in…rea•e• in hanide ptehtir•oŽt™,haeened…,ot•h…toenoi•ˆnutmeŽreer…••trir™…aititŽ›eŽ p•proen„da„inŽ›‰ oh˜ae˜rethtoe ˆere•thi˜ienpetrhioedi­rǤ tihmee ™e…heemn„ˆearmpieŽirei•od‰ei•t uto•u‰aeŽtŽh›ear amnedaŽ•, iet•apreo…uianŽdŽ› aonta„hŽeri•totm•ah•area›aǤ ino‰™me˜aenr,›™i…tohnˆ•ouomd epr•i…e™• iŽnŽ…rhea˜•eǦ aˆen™dehreinte…emo•ninthtehde­irnnˆoeor dta„aŽe•Ǥet• ha˜uet ‰Œuo•nte„ue…pauin•ea‰›roea…er,r›thperie…ei• tnoo tnaeedaˆ™ora ›o›uorur h…rhie•temr a„•e…Žuanu…•he emeo„nˆarohaueit‰‰e•hhu™hr…erhoi•et•htnt•maǤtha›e•oeǤ›ur•eritˆadrmoe™iŽ™inea•t›oh•…ae˜tŽoeǦ ™hherni•ˆtamai•Žie•ap›uit• ouu•tua„ŽiŽ‰› •tphreedada›•

Plan ahead

oanˆ dˆoondo™to ™…heŽaet„ˆroaotdeǤ ›oŽuan™ahnet atdo

•er˜e ˆor the da› and „ud‰et a…Ǧ …to rpdrino‰rŽi›tiǤ•eh™i•hpaŽta›no™u i™ŽŽaanŽŽtoˆ™or›tohue „dua› uannder…e•i••atr›thietemte•mǤ ptation to da›ina…ned…mhioŽdrereˆnoomd ai•›…o„ne•ounmehdoŽaitǦ

•honmme,eanŽ•uoamndatheeunpaa•hoŽpidpain›‰•Žeia•tǦ de„t• …an

•ino‰undit in•tuim……ied•a•tˆiunŽ‰Ž›, anmdeadno•Ǧ

›mhoaau˜irnin‰‰ˆian•at…nrŽ…aeitaerŽ‰iu…•nitduear…t•iit•oainonǤnd•in‰ua…nodǦˆ

•iŽo›u, nitdǯ••Ǥnot nearŽ› a• diˆˆi…uŽt a• it Wohpaut tisitd•eibmt pcŽo›n, sdoel„idt a…toino•no?ŽidaǦ

thi›oopuni•…ia…nŽoŽ‰›mŽh„oiia‰nnhe•Ǧ•i,n•atteŽuŽrdeo•eˆtndt›eoŽ„uotar•nud•…eha„nta•d•, …mrendtitǤ …aer„dt …„oiŽnŽ•oiŽnidtoataio•ninm‰iŽe‰hpta„›eǦ Žao‰™oeordinidt­eraeˆ•otrr›aoteuǤ iˆ ›ou …an ‰et a …toatnhaŽaptda›e™„ititŽoŽaˆnhˆdeˆaŽrp•etoe›roǤ‰uanrie•deuit…e•o››oouur

hen done …orre…tŽ›, de„t …onǦ oti•neoˆrˆdŽei›id˜•oatiudtrir­uoaadtneŽe•„…Žoat›•anonˆua„ǯ•artienendr­p‰Ǥahd›eoiŽn™p‰n›ootnhuepai…anh›Ǧ

Is debt consolidat­ion good

to e‰„et …oonn•topŽidoaˆtipoan›im• ean‰tr•eant d™ato›

idea?

mae a pŽan ˆor the ˆuture oˆ ›our

WCaˆreeœe themǤ hi• ™iŽŽ heŽp ›ou to ™•perea•dǤ the …o•t• o˜er a …oupŽe oˆ „uŽ……Ǧo„rud›iin‰ toˆ „nuoŽnǦperreit•ahiŽae„rŽ•e,

Buying in bulk imteomnt•ha…tanthehe„Žpe‰›ionunin•a‰˜eoˆmeo˜neer› „™uhŽen• m›oeuana•reth•ahtotphpei­rne‰iǤ• nuo›™ina‰•itne that ›ou •ti… to a• ™eŽŽǤ are a da› oŽdǤ eopŽe •houŽd ˜i•it

ia‰treeonmue•nradtŽhŽ›a4,tphŽmaat˜eoerr„i5nepentmh­r,eetdoauˆt…feienrdndǤ­otohne, hen ‰ro…er› •hoppin‰, „e on

Grocery items that have been

t„hee nŽooreodut…eˆdorǤ iteamn•› thraettahiŽae˜re•

reduced

„™ei…ŽŽaure•deui…tei•thoeut…oo•ˆt •oeˆat•hoen,itŽeime ›ouhneene›douˆor•e›eo•upre…piŽaŽn•noend imtemea•Ž

Shop in advance for Christmas meal

˜ea‰•etetar„…Žheo•…™oŽiaŽŽte„•eorreidteu­m…e•d•iuˆ…th ea›• o„ru›…othoemth, e›moui…naandˆ˜reaenœ…e tahneditte­hmen• ˆinan…e•, „ut itǯ• not a ‰uaranteed •mart mo˜e

•trua…ote…u‰er›••rme“o™uniittrhheŽ›• tahde…„ˆotŽnŽo•po™aŽ›idnma‰etǣinotn• ™ae›ˆtoore‰e…toonu•tidoeˆrdine„‰tǤde„t …on•oŽǦ hmidaaa„tiiton•n‰,a›mroeaurien…u•…urhrren…›t o,puatrh›am•tpeen›notd•uiǯonrn‰e

ȋ…iene…dŽu5dͲinp‰er›…oeunrt orˆe›notȌurdmon­oǯntthešŽ›Ǧ t‰iomoed •ahnadpe›Ǥour …redit •…ore i• in

‰ro•• in…omeǤ “ouuarŽiˆ…›reˆodritai•…re‰dooitd…aerndou™‰ihthtoa

thahti•aŽmŽoa™•e•„iatŽaena…•eiertrtaon‰•ˆeetra• …oarrda

ˆͲ ›poeur ……heonot •ienteare…•ot np•oeŽriidoadtio­onr Ždoea„hnteˆrr…eoomna•r›oeoŽiaudraˆt„ei™aonninǤmdai…›at„oer• rtih‰hat

Žo™anǦǤintere•t de„t …on•oŽidation eor•urpa…›am•heˆnŽto•™to…™ona•rdi•t›eonutrŽ›d…eo„˜tǦǤ ˆorˆ ›ourǤ in…ome i• enou‰h to mae

›our ……urrerdeint­t•p…ao›rme ein•t•hoi‰nhtiemneoa­un‰dh Ž›oeanr,•Ǥ›ou

an pa› it oˆˆ ™ithin ˆi˜e …toar“duaoŽriˆ›ˆišˆeodrǦaraŽtoe™ŽǦoinante,r›eo•ut ǯ…rreedaiŽtǦ re˜oeraŽm• an›Ži‰phetoaptŽet,h…eone•nodŽidoaˆttiohne reanda›dodnititoh­ne,riiˆ‰›hotutrad…e„Ǥ t• are Že•• thurneneeǦŽ›Ǥeaˆr›toeurmta, ›eoua Žonaon™™itit™hiŽaŽ dtohtahatn­ieorhnianmŽˆdioi‰…ˆha›to„ure,rtaihna‰…tooomddee„,otph…taoiotnǯn••oaˆoŽnirǦ „›aoneudpami­danoaeˆ‰ˆ ›eino›utohrurpre­ae•›p›meenaedrn•itn•a‰•oǤ•numtiimn‰e o›oˆ udǤe„nt o…rodne•roŽtioda‰teitonth, emmaoe•t•uouret pa›omn˜eenrt•eŽo›,n …mraedint ‰…armd•ini…mouŽmd mn›oaounnǯ…rtiehaŽ›•ptriŽ…eapnian›t‰hmatetonpt­a•rǤi„ouridt‰i•eet•o›rouˆirǦ tmhea›nǯre mpaoindtǦh­o•ˆˆ, aoŽrŽ ™›heiaŽer•a…„…reuˆoinr‰e …mipoareŽǤ intere•t than the initiaŽ prinǦ hen de„t …on•oŽidation i• a

Manoj Arora „™oeh…amatua•theee›•puenroepeŽtedhe™ˆroeirŽiŽ•th„neuoi›r™peaša•ant…attr‰Ž›eǤ ™…›aohŽu…eun…Žoan„te•uuŽhmo™e„uimn›iuan…‰mh, o›mnoouthnni­aetnoedrd tohh˜oe™nr a Žon‰er period oˆ timeǤ …ouonut•nteheedditˆoˆeren•et arre…thaiŽethr•e hdai˜•eǦ

Be in the know

and then …ompare pri…e•Ǥ n…e ›ou …hana˜dee……iodme ™pahrerde ttohepupr…rhi…ae••e, ›our ‰ood•Ǥ here i• aŽ•o no need „toi‰orneŽt›a„iŽuer›•„Ǥ i‰ „rand name• or at

here i• •tiŽŽ •ome time ˆor ›ou to •pau˜te tao™paordti•on›ouˆr›ouer…e•maŽ„are›r

Save

mhorni•et›man•o™„u, d›‰oeutǤ ™›on•aǯt˜ihna‰˜›eoutor ›•torue•n•eead„ˆoourt‰rhoo…™eriem•uǤ …h mone› hˆrie•t˜mera›•onŽuen…ho,ntitri„…aunte•eat•oe the

Bring and share

„iŽ›urhdae˜nino‰n Œtuo•tdoi‰nedpeerp•Ǥonoomr eˆaomneǦ …an „e put in …har‰e oˆ •tarter•, t™o to three peopŽe in …har‰e oˆ tmdoea•…i•onen•rttra•inǤ„duht•eaoǤtm™eao›n e˜ienr›…ohnare‰‰eeot•ˆ to o•eue…™ohuoŽd…aen˜emnameatheeitmao•‰taumneǦ pu•ŽautateŽ raǤ nd ˆun pre•entation on a andhin•o™oniŽeŽ ™„eiŽŽteh˜eentanŽotini…‰e mpoui…nht eŽ•eǤ o•t oˆ aŽŽ donǯt Žet thi• „e aˆu•ntrinet•o•ˆtuhŽepteimrioe­daǤ• ›noŒeu…t…aan•Ǥ mu…h

 ?? ?? Just because grocery prices have gone up in a year, there is no need for your Christmas lunch to take away your cheer because of high costs.
Just because grocery prices have gone up in a year, there is no need for your Christmas lunch to take away your cheer because of high costs.
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 ?? ?? Debt consolidat­ion might be a good idea for you if you can get a lower interest rate. That will help you reduce your total debt and reorganise it so you can pay it off faster.
Debt consolidat­ion might be a good idea for you if you can get a lower interest rate. That will help you reduce your total debt and reorganise it so you can pay it off faster.
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