Fu­nErAl BEn­E­fits For Hous­InG AutHor­Ity HomE Own­Ers

Fiji Sun - - NATION - FONUA TALEI Edited by Jonathan Bryce Feed­back: fonua.talei@fi­jisun.com.fj

Hous­ing Author­ity home own­ers are el­i­gi­ble for fu­neral ben­e­fits if they are cov­ered un­der the mort­gage pro­tec­tion in­sur­ance cover with Fi­jiCare. So far this year, the author­ity has paid out $32,500 to 13 fam­i­lies un­der this scheme. One such re­cip­i­ent is Cun­ning­ham home owner Ana­seini Kanainaliw­a. Her hus­band passed away early last month.

The mother of three chil­dren said they bought their hous­ing lot in 2004 and have since been mak­ing mort­gage re­pay­ments with Hous­ing Author­ity.

“As a cou­ple, all we wanted to do was to get a lot and pro­vide se­cu­rity for our chil­dren and fam­ily,” the wid­owed Ms Kanainaliw­a said.

“We al­ways pur­sued the im­por­tance of hav­ing your own prop­erty and how sig­nif­i­cant it was to all our fam­ily.

“When we signed the agree­ment for our prop­erty, I wasn’t aware of the mort­gage pro­tec­tion in­sur­ance cover and all the other ben­e­fits that came with it.”

She said as a sin­gle par­ent now she was grate­ful that they not only bought a hous­ing lot, but also signed up for the mort­gage pro­tec­tion in­sur­ance cover.

“Since my hus­band’s pass­ing, I’m for­ever grate­ful that Hous­ing Author­ity was able to pro­vide fu­neral ben­e­fits to as­sist me with my hus­band’s fu­neral ar­range­ments,” she said.

“I wasn’t aware that Hous­ing Author­ity was able to pro­vide ben­e­fits like this, es­pe­cially when one half of the party re­pay­ing the loan, passes away.

“To be able to get such news like this and when we are all in this dif­fi­cult time, it was such a re­lief for me to hear that they ap­proved my fu­neral ben­e­fit, which as­sisted us in tak­ing my hus­band’s body across to Le­vuka in Ovalau.”

Ms Kanainaliw­a shared that for years they strug­gled with re­pay­ments, bill pay­ments and day-to-day fi­nan­cial needs like putting food on the ta­ble.

“The best news I got from Hous­ing Author­ity is that, be­cause of this mort­gage pro­tec­tion cover, not only did they as­sist me with my fu­neral ar­range­ments, but the full debt will be paid off as well,” she said. “Although my hus­band has left us, he has gifted this as a legacy for my fam­ily and our chil­dren – our home that is now debt­free.”

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