Indiabulls’ Home Loan Facility Gets Digital Makeover
Indiabulls’ e-Home Loan facility, which is helping the customers get loans quickly, is all set to drive its growth in the home loan market
In order to clinch more share from the home loan market, Indiabulls recently launched e-Home Loans facility. Indiabulls Housing Finance has tried to make this process completely hasslefree and made this process completely online and paperless. The company has joined hands with both government and private bodies to make e-Home a reality. This includes its partnerships with the National Securities Depository Limited (NSDL) for PAN Verification, with the Unique Identification Authority of India (UIDAI) for e-KYC and the Centre for Development through Advanced Computing (C-DAC) for e-Signing facility. Besides, the company has tied up with Perfios Software Solutions which helps Indiabulls retrieve bank statements. For payment gateway, it has partnered with TechProcess and for security, with McAfee. TAKING THE LEAD IBHFL claims that it is the first to integrate e-signing facility in this category, thereby allowing customers to self- attest their documents using the OTP sent to their registered mobile numbers.
The company has invested in equipping its workforce and agents with the right kind of tools such as biometricenabled tablets so that time consumed in conducing the personal verification could be reduced. To address this problem, Indiabulls roped in Samsung to introduce tablets enabled with retina identification. The devices will facilitate e-KYC.
The facility will also help sales personnel too as the processing time will come down significantly with little room for errors.