Ud C D T

With its large fi­nan­cial and dig­i­tal in­clu­sion projects, as well as ID card projects, In­dia of­fers great op­por­tu­ni­ties for all smart card play­ers

Electronics For You - - EFY -

e-driv­ing li­cence among oth­ers em­ploy smart cards.

In In­dia, where most of the cards used are magnetic ones, the con­cept of chip- based smart cards is new. Grow­ing shift to­wards EMV is fur­ther pro­mot­ing the adoption of smart cards. Also, the de­mand for mo­bile SIM cards has been grow­ing at a dou­ble-digit rate in an emerg­ing mar­ket like In­dia.

All of these developments and the ad­vent of in­no­va­tive tech­no­log­i­cal ap­pli­ca­tions are likely to pro­vide a fur­ther boost to the smart card in­dus­try.

Where do we stand now

Build­ing a smart card ap­pli­ca­tion needs a com­bi­na­tion of skills com­ing from semi­con­duc­tor de­vel­op­ers, oper­at­ing sys­tem de­vel­op­ers, smart card man­u­fac­tur­ers, ap­pli­ca­tion de­vel­op­ers, read­ers or ter­mi­nals sup­pli­ers, and sys­tems in­te­gra­tors.

There is a fairly com­plete ecosys­tem in In­dia, ex­cept for sil­i­con mod­ule man­u­fac­tur­ing. The var­i­ous play­ers in­clude chip sup­pli­ers, smart card man­u­fac­tur­ers, sys­tem in­te­gra­tors, soft­ware ap­pli­ca­tion de­vel­op­ers, tech­nol­ogy stan­dard­i­s­a­tion and gov­ern­ment agen­cies (which play a key role in rolling out the na­tional-level projects).

The smart card mar­ket in In­dia is expected to jump from the cur­rent base of about 4M mil­lion cards to 4MM mil­lion cards in the next few years. So both In­dian as well as for­eign smart card so­lu­tion providers are show­ing keen in­ter­est in this mar­ket.

Some of the glob­ally recog­nised card man­u­fac­tur­ers who also dom­i­nate the In­dian mar­ket are Sch­lum­berger, Ge­malto, GCa, Obethur, VCT and Orga. Among the ma­jor sys­tem in­te­gra­tors are Shonkh, Rolta, Smartchip, CMS, Siemens (SISI), CA Satyam and E-Cube.

Sup­pli­ers of the in­dus­try are es­sen­tially semi­con­duc­tor man­u­fac­turHUV OLNH ,nfinHRn, ST0LFURHOHFWURnLFV, At­mel, Philips and Siemens Semi­con­duc­tor, etc.

Chip sup­pli­ers and card man­u­fac­tur­ers are tech­nol­ogy driv­ers, while the mar­ket is driven by gov­ern­ment projects. End-users seem to have limLWHG Ln­flXHnFH Ln GULYLng WKH nHHG IRU smart cards.

A ma­jor­ity of the smart cards and com­po­nents (chipsets, SIM cards, read­ers, etc) are im­ported. Chipsets ac­count for 4M-5M per cent of the to­tal project cost, while card, OS and in­te­gra­tion cost ac­count for the bal­ance. Smart card chips are mainly im­ported from China, the Euro­pean Union, Tai­wan

A woman show­ing her unique ID card

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