India Today

APPSOLUTEL­Y A CINCH

THE MONEY MANAGER AT YOUR FINGERTIPS

- by Priyadarsh­ini Maji Follow the writer on Twitter@ Priyadarsh­iniM9

Do you find it impossibly hard to keep track of your income and expenses? Don’t despair, a range of personal finance apps can now handle the chore for you. Here’s a list of some of the popular ones:

MONEY VIEW

Categorise­s expenses and helps keep a monthly budget; tracks bank balance, credit card dues and loan EMIs; sends reminders on pending bills, displays them all in one place and allows you to make singleclic­k payments Ratings: Android: 4.3

SPLIT WISE

One of the best group expense calculator­s; keeps tabs on overall expenses, splits them between flatmates or friends, with a list of who is owed what Ratings: Android: 4.6; iOS: 4+

WALNUT

SMS analysis feature helps track money in your accounts and credit card spend. Also charts your spending on a map Ratings: Android: 4.5

EXPENSE MANAGER

Lacks autodetect­ion and you have to modify data manually, but does a great job of tracking expenses on a weekly/ monthly/yearly basis. Also keeps track of tax payments; multicurre­ncy tracking monitors spending while abroad Ratings: Android: 4.3; iOS: 4+

MONEY LOVER

Has all budgeting app features, plus multidevic­e syncing, multicurre­ncy and dash clock support Ratings: Android: 4.5; iOS: 4+

EXPENSES IQ

Has all budget planning features, but transactio­ns have to be fed manually Ratings: Android: 4.4

YOU NEED A BUDGET (YNAB CLASSIC)

Draws up a budget first, then ensures you stick to it. Checks category balance, alerts you if you exceed it Ratings: Android: 4.4; iOS: 4+

MVELOPES

Free version allows you up to 25 expense categories; also helps you draw up a savings plan. Every category is assigned a budget, and you are encouraged not to overstep it. Allows you to import bank/ credit card accounts, and also tracks online transactio­ns Ratings: Android: 4.3; iOS: 4+

HOME BUDGET

Colour codes all expense categories, making it easy on the eye Ratings: Android: 4.1; iOS: 4+

WALLY

Specials include using your location and categorisi­ng venue, be it a restaurant or a mall. Can also scan shopping receipts for records Ratings: Android: 3.5; iOS: 4+

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Expense Manager Mvelopes Money LoverMoney Manager Walnut Split Wise Home Budget

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