CARDINAL-CARD

After demonetization people have aggressively switched towards Mobile wallets, credit cards, and Debit cards. Despite the ease of using mobile wallets on smartphone and credit & debit cards, people still refrain from using them because they don’t know the benefits and offers they can avail. The market is stuffed with different mobile wallet, credit, and debit cards, it can be difficult to decide which offers what and how much cash back at which location. But here, we have got an app that can segregate all popular cards and mobile wallets at one place i. e Cardinal-Card & Wallet App. How To Install the Cardinal App Step 1: As soon as you open the app, it will ask you to Log in or Sign Up. You can sign up using Email, Facebook, and Google.

Step 2: Now, you need to add card types such as if you have a credit card then select credit card option or debit card. Then choose the bank and card category type.

Note: The app never asks for the confidential Card details such Pin no., CCV or any other details.

Step 3: If you are using a mobile wallet then the app also has that option. Under the Wallet option you can select different wallet but right now the app support three popular wallets: PayTm, Freecharge and Mobikwik.

Step 4: After adding the wallet and cards you can see a wallet icon on the top right side of the app from where you can select the added card and wallet to see the current offers. You can choose offers across all the major debit cards, credit cards and digital wallets from prominent banks, issuers and wallets like ICICI, HDFC, SBI, Citibank, Kotak, Axis, Yes Bank, Standard Chartered, HSBC, RBL, IDFC, IndusInd, American Express, Paytm and MobiKwik.

The app automatically accesses your location and shows you the different categories such as Dinner, Travel, Shopping and more. In these categories, you can see the current offers, points, and cash back available on your respective card or wallet.

We have used this app and didn’t find glitches or app misbehaving. So, from a technical perspective, the app did well to us. Now come to the main task i.e. what this app offers is worth or not. So, really this app is helpful to those who are continuously spending their money using cards and wallets and looking for offers to avail discounts. You can enjoy deals and cash backs on dining, restaurants, movies, online shopping, retail, apparel, furniture, travel, airlines, groceries, utilities and more at one place. If you see the screenshot of my Citi credit card it shows all dining offers available in nearby my location.

When you tap on any offer it shows the address, direction and other details of the Merchant or location.

So, if you want to get some benefits from your expenses then this app might be very helpful to you.

KEY SPECS: Cardinal App available on Android, iOS platforms and supports all the major debit cards, credit cards, and digital wallets. PROS: Supports all major banks, Easy to use, Free CONS: None

Bottomline: The app is easy to use and has a user-friendly interface. If you want to spend smartly then use your smartphone and this app.