INSURANCE FOR DAILY MEANS OF COMMUTE

Despite the frequency of natural disasters, you may consider accident coverage as top priority while purchasing vehicle insurance. However, during cyclones, floods, earthquakes and other natural calamities vehicles are damaged even if you aren’t residing in a disasterprone area. Protecting your vehicle from these can help you recover the expenses incurred because of damage to the engine, windshield, body of your vehicle, and more. This will help you repair your vehicle at the earliest, purchase a new one, or use alternate transport in the meantime without breaking into a sweat thinking about your depleted savings. Since

not all vehicle insurance policies cover damages caused by natural calamities, check to see if your chosen policy has this inclusion. Other policies may not cover accidents during a natural calamity when you, the policy holder, are not driving the vehicle. Some insurers may also cover the collateral damage caused to your vehicle due to natural disasters. This could include any damage caused by aggravated animals during a natural disaster. You can also avail a 24x7 vehicle towing facility to avoid extra expenses if your car or two- wheeler is too damaged to be driven or ridden to a service centre. When you choose insurers, keep in mind that you can also avail age and profession discounts that make being covered even more budgetfriendly.