Holly Johnson

is an award-winning writer who focuses on personal finance, family travel to the Caribbean and Europe, all-inclusive resorts, and cruises. A long-time money nerd, Johnson’s columns have appeared in Bankrate, LendingTree, Travel Pulse, and U.S. News & World Report Travel. She and her husband Greg blog at ClubThrifty.com and co-authored Zero Down Your Debt. They live in central Indiana with their two children and travel the world four months of the year.