New Ross Credit Union Car Loan

OWN your car from day one with a Special Car Loan from New Ross Credit Union!

New Ross Credit Union’s staff will talk you through their excellent car loan facilities, providing you with all you need as you set about the exciting journey of buying your new car.

Benefits of a New Ross Credit Union Special Car Loan:

Unlike a Personal Contract Plan (PCP) you own the car from the outset

You can sell the car on at any time

You can borrow for the full amount There are no hidden fees, admin charges, transaction charges, set up costs or balloon payments

The interest you pay on a Credit Union loan is the full cost of the loan so it is fully transparent

Credit Union interest rates are fair and reasonable and capped by law

Repayments are calculated on your reducing balance, so you pay less interest with each repayment

Your Credit Union loan is insured in the event of your death – subject to terms, conditions and eligibility criteria – at no direct cost to you

You can pay off your loan early, make additional lump sum repayments or increase you regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster

Sample - €10,000 Special Car Loan (APR 9.3%), repayments of €47.80 over 5 years, cost of credit €2,394.28, total amount to be repaid €12,394.28.

Loans are subject to approval, terms and conditions apply. New Ross Credit Union is regulated by the Central Bank of Ireland.

For more information please contact us on 051421143 or email info@newrosscreditunion.com.