SIMPLE CLUES

ACROSS

1 Elevated horticultural areas (4,7) 9 Pointed tool (3) 10 Snowfall (9) 11 Race meeting (5) 13 Matching garments (7) 14 Aircraft store (6) 16 Aid (6) 18 Stepped on (7) 19 Monarchal (5) 20 Safe bet (4,5) 21 Untruth (3) 22 Solid figure (11)

DOWN

2 Petroleum (3) 3 Banquet (5) 4 Expects (6) 5 Personal records (7) 6 Prerequisite (9) 7 Free faller (11) 8 Abstainer (11) 12 Confluence (9) 15 Accounts checker (7) 17 Improve quality (6) 19 Inflexible (5) 21 Star sign (3)