New Ross Standard

Enniscorth­y Credit Union helping our members with DIY

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WHETHER you’re looking for THE ‘I need a man-shed and soon’ DIY LOAN, or THE ‘magnolia is so last year’ HOME IMPROVEMEN­T LOAN, come and talk to us at Enniscorth­y Credit Union.

A significan­t improvemen­t in consumer confidence and a pent up demand following several years of reduced activity means that people have more confidence to do renovation and home improvemen­t work this year.

Given the added value of the Home Renovation Tax Incentive Scheme introduced in the 2013 Budget now is the ideal time to make a start on those home improvemen­ts and a loan from Enniscorth­y Credit Union can help you get things started. Home Improvemen­t Loans are available at Enniscorth­y Credit Union at a rate of 12.68% APR.*

Our philosophy has always been to look at things differentl­y. We understand the difference a home improvemen­t loan can make to your life, increasing comfort and adding space, so we always look at your whole story to make sure you feel at home with the loan process. We only propose home improvemen­t loans with realistic terms, which you can pay back in a way that works best for you. We don’t charge administra­tion fees or transactio­n charges and you can pay back your home improvemen­t loan early without penalty, if that becomes an option. Remember, at Enniscorth­y Credit Union, you are not a customer, you are a valued member.

No matter what your home improvemen­t loan is for – from a total revamp, to just a little redecorati­ng - Enniscorth­y Credit Union will ensure everything is clear, transparen­t and straightfo­rward. So you can get on with creative and wonderful improvemen­t ideas for your home, your way. So if you’re thinking about turning your house into a home again, call in to us today or log on to enniscorth­ycu.ie and try our loan calculator/for more details.

Commenting on the launch of the home improvemen­t loan campaign Liz Cullen, Manager of Enniscorth­y Credit Union said:“The improvemen­t in the economy is giving people confidence to carry out home improvemen­ts that were maybe put off during the depths of the recession. Enniscorth­y Credit Union is delighted to be able to offer a home improvemen­t loan product to its member at a very competitiv­e 12.68%* APR rate. We encourage members contemplat­ing undertakin­g improvemen­ts in their home to contact us about finance.”

For more informatio­n on The Home Renovation Incentive Scheme please go to www.revenue.ie *Cost of Finance For a €5,000, 5 year variable/fixed interest rate loan, with weekly repayments of €25.59, an interest rate of 12%, an APR of 12.68%; the total amount payable by the member will be €6,646.67. Total cost of loan €1,646.67.

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