Sunday Independent (Ireland)

Loan sharks and moan sharks

- Sophie White

The bank has seen sense and denied us our loan applicatio­n. Obviously, I am devastated. No more talk about The Extension, which was taking on epic, life-changing properties, as well as its mythic levels of storage possibilit­ies and light-capturing capabiliti­es. The Grand Designs-watching has been terminated indefinite­ly.

In that way of all building projects, we have hit major unforeseen issues. Buy an old house, they said; they are full of character, they said. In actual fact, they are full of insidious, undetectab­le future headaches. The budget is now being funnelled into specialist contractor­s who wear tool belts and haz masks, and The Extension and any of the fun aspects of the build — a trip to Ikea for a new kitchen, mainly — have been shunted off the menu.

What’s worse is that the stay in the mother’s house looks like it’s going to be extended; this is bad news for all concerned — especially as I have had to borrow a small sum of money from her.

Last week, I wrote about her tendency to ‘mumsplain’ to me; everything from how to load a dishwasher to the best way to brush my son’s hair is broken down in insultingl­y simplistic detail.

There is also an ever-growing list of ‘ground rules’ ranging from keeping the kitchen clean — totally sensible and understand­able; to not storing coats on the coat stand in the hallway — utterly baffling. Surely a place for hanging coats is a coat stand’s raison d’etre? But under her roof, it’s her ground rules, and as my roof is currently in bits, I have to shut up and bring the coat upstairs every time I arrive home, and retrieve it when I want to go out.

Since the loan agreement, the mumsplaini­ng has given way to more pressing matters, namely money matters. “Never be in regular proximity to your loan shark,” should be a more widely used maxim. Now I am receiving daily mini audits from Herself. “Is that a new top?” she asks, oh-so casually, noting its fine stitching and soft fabric. “Two types of organic honey?” Her eyebrows have disappeare­d upward into her hairline as she inspects my shopping bags, “You must be made of money.”

The other night I was musing aloud about getting hair extensions — I can’t have a light-filled extension, I can always have light-blonde extensions, being my reasoning.

“You can’t afford extensions,” she scoffed. “You don’t even have a roof over your head.” All the more reason to get extensions, I felt like arguing, to provide better cover from the elements. I stomped off to enjoy some pricey organic honey, muttering about ground rules.

I’ve spotted home-made honeycomb, which is very easy to make, having a bit of a moment in restaurant­s lately, and I’ve noticed Herself doesn’t moan about expensive organic honey when it’s going into keeping her in delicious desserts.

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