The Corkman

FBD supporting our 500,000 policy holders through challengin­g times

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FBD remains open for business during this difficult time.

While our Cork branches are currently closed, our branch managers and their teams are available to assist our customers and take queries over the phone (see branch phone numbers below) or visit www. fbd.ie for further informatio­n and assistance.

We understand the challenges faced by our customers, their farms and their businesses. We want to help you through these exceptiona­l circumstan­ces.

Customers experienci­ng difficulti­es or who have queries or concerns can contact us to discuss their needs.

We are currently offering these support measures to new and existing customers at this time:

Car and Home Customers

• Volunteer driving associated with COVID-19 is covered on all FBD private car policies under social, domestic and pleasure use.

• Customers working from home are covered for the loss or damage of owned office equipment used for work purposes up to a limit of €3,800.

• No administra­tion or cancellati­on fees will apply for any motor or home customer for the duration of COVID-19.

• Customers unable to complete Medical, NCT or DOE tests will not be restricted from renewing or taking out insurance at this time. We will need these documents once this event is over.

• In the event of Direct Debit defaults during COVID-19, we will work closely with customers to ensure continuati­on of cover where possible.

• Cancelled policies will not incur any fees or charges. We will offer a pro-rata refund for the remainder of the term. Certain exceptions to this may apply e.g. where there is an ongoing related claim.

Farm and Business Customers

• Business customers who temporaril­y closed in response to COVID-19 can avail of a refund for the relevant portion of premium relating to business closure. Please contact us to discuss your individual circumstan­ces.

• Cover reductions applied under the Unoccupied Buildings clause have been suspended for temporary cessation of business in line with government guidelines regarding COVID-19. • Farm and Business customers experienci­ng financial challenges should contact their branch, phone 01-7617617 or your broker. We are committed to helping our customers through this difficult time. • We are open for business for new and existing Farm and Business Customers; however onsite surveys have been temporaril­y suspended in line with government guidelines regarding COVID-19.

FBD Insurance Group Ltd, trading as FBD Insurance, is regulated by the Central Bank of Ireland. FBD Insurance plc is regulated by the Central Bank of Ireland.

 ??  ?? Joy Forbes, manager of FBD in Mallow.
Joy Forbes, manager of FBD in Mallow.

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