Laya may not have matched the VHI’s latest health cover price cuts yet, but it’s slashing holiday cover.

Laya healthcare customers can avail of a 20% online discount plus an additional 10% summer discount. ‘This means a family of four can enjoy Annual Worldwide travel insurance for just €77.76 for a full year,’ said a spokeswoman.

Medical expenses cover totals €5,000,000 and there is access to a 24/7 emergency helpline where they can talk to a nurse regardless of where they are.

To avail of the additional 10% discount, customers need to use the code, ‘layasummer’ at layatravelinsurance.ie before July 31, 2018.