Imagine really owning the car of your dreams

IMAGINE owning the car of your dreams.

Whether you’re dreaming of an upgrade, a hybrid or your very first car – for a fair, flexible loan you won’t have to look far.

Talk to your local credit union today about their range of car loans whether you’re looking for a top-of-the-range model or something to get you from A to B. Because for all of your dreams that are big, small or strange, your local credit union has got you covered with their monster loan range.

They also have car loans for those who are specifically upgrading to an electric or hybrid car.

The maximum interest rate which a credit union can charge is 12% (12.68% APR). Most credit unions have car loan interest rates which are significantly lower than that and offer a loan interest rebate at the end of the year. Why not try their new loan calculator tool online to see how much a car loan could cost you.

Unlike some other forms of car finance like Hire Purchase or a Personal Contract Plans (PCP), with a credit union car loan you own the car from the outset. There are no scary hidden fees or charges and definitely no balloon payments or mileage restrictions.

If you want to own the car you’re driving and want the freedom to decide when to sell it, a credit union loan may just be for you.

All credit unions are different, but many will allow you to apply online or over the phone with many offering quick approval times.

If you are already a member of a credit union, simply contact your credit union today.

If you’re not already a credit union member, why not join your local or workplace credit union today?

Or if you can’t remember the last time you used your local credit union, that’s also no problem. Credit unions just love to see old friends returning. Just contact your local credit union to find out how to reactivate your account.