The Kerryman (South Kerry Edition)

Let the Credit Union offer a helping hand in your home improvemen­t plans

One of the beautiful kitchens available at Con Brouder Kitchens, Right Price Tiles Centre, Mileheight, Tralee.

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WHETHER you’re planning to replace your roof, build an extension or replace worn-out floors, talk to your local credit union today about home improvemen­ts. With 9 credit unions in Kerry and West Limerick, there is always one close at hand to help you with your lending requiremen­ts.

As the economy picks up and consumer spend confidence continues to improve, more of us will consider home improvemen­ts in 2017. The extension of the Government’s Home Renovation Incentive Scheme until end of 2018, provides welcome tax relief for those planning expenditur­e on repair, renovation or improvemen­t works in the coming year.

Our philosophy at the credit union has always been to look at things differentl­y. We understand the difference a home improvemen­t loan can make to your life, increasing comfort and adding space, so we always look at your whole story to make sure you feel at home with the loan process.

We only propose home improvemen­t loans with realistic terms, which you can pay back in a way that works best for you. We don’t charge administra­tion fees or transactio­n charges and you can pay back your home improvemen­t loan early without penalty.

The added advantage of loan protection insurance at no added cost to you is one of the many benefits of a credit union loan.

“The Irish property market is certainly showing signs of recovery and this in turn is giving people confidence to carry out home improvemen­ts that were maybe put off during the depths of the recession. Many credit union offer special home improvemen­ts rates, so we recommend you to make contact with your local credit union and see what’s on offer,” said Helen Courtney Power, Chairperso­n, Chapter 23 Credit Union Marketing Committee.

For informatio­n on local Kerry and West Limerick credit unions see www.chapter23c­reditunion­s.ie.

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