CIBC FirstCaribbean In­ter­na­tional Bank makes car own­er­ship eas­ier

Jamaica Gleaner - - ENTERTAINMENT -

FIRST CAR or up­grade, new or re­con­di­tioned, hav­ing a car at one’s dis­posal is a vir­tual ne­ces­sity in to­day’s fast­paced world.

There re­ally is no dis­count­ing the con­ve­nience of your own wheels to get to work, meet ap­point­ments, or at­tend busi­ness and so­cial en­gage­ments.

Mind­ful of this, CIBC FirstCaribbean In­ter­na­tional Bank has de­vel­oped a suite of au­to­mo­bile loans to make it eas­ier to pur­chase a car.

For new ve­hi­cles, CIBC FirstCaribbean In­ter­na­tional Bank may pro­vide as much as 100 per cent fi­nanc­ing with up to eight years to re­pay, sub­ject to spe­cific terms and con­di­tions.

Pur­chasers of pre-owned ve­hi­cles may also ac­cess 100 per cent fi­nanc­ing with re­pay­ment of up to seven years, sub­ject to terms and con­di­tions.

The bank also of­fers loan pro­tec­tion in­surance with Cred­i­tor Life – another ma­jor ben­e­fit for cus­tomers.

The pro­ce­dure for ac­cess­ing a CIBC FirstCaribbean In­ter­na­tional Bank loan is easy once you have the es­sen­tial doc­u­ments.

SALARIED EM­PLOY­EES

Salaried em­ploy­ees will need to pro­duce: copy of driver’s li­cence and TRN card, last three months’ pay slips, em­ploy­ment and in­come ver­i­fi­ca­tion let­ter from em­ployer ad­dressed to CIBC FirstCaribbean, pro forma in­voice from car mart or seller, ev­i­dence of your con­tri­bu­tion to­wards the pur­chase price, copy of last three months’ bank state­ments and val­u­a­tion re­port (for used ve­hi­cles).

Doc­u­ments for self­em­ployed per­sons in­clude: copy of driver’s li­cence and TRN card, fi­nan­cial state­ments for last three years, copy of last 12 months’ bank state­ments, pro forma in­voice from car mart or seller, ev­i­dence of your con­tri­bu­tion to­wards pur­chase price and val­u­a­tion re­port (for used ve­hi­cles).

For more in­for­ma­tion please ap­ply on­line at cibcf­cib.com, call us at 1-800-744-3243 or visit one of our branches.

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