Mod­i­fy­ing your car can in­crease in­sur­ance pre­mium

Jamaica Gleaner - - SPORTS - Shan­non Sa­muda is the com­mu­ni­ca­tions of­fi­cer at Marathon In­sur­ance Bro­kers. You may con­tact her at sm­samuda@mibja.com

Dear Shan­non,

I wish to mod­ify my car to boost its per­for­mance. Will it af­fect my pre­mium?

Dear Reader,

If you de­cide to mod­ify your car to make it more pow­er­ful or faster, we need to know.

Un­for­tu­nately, such mod­i­fi­ca­tions in­crease the risks as­so­ci­ated with op­er­at­ing your car and con­se­quently your in­sur­ance pre­mium will most likely in­crease.

It’s al­ways a good idea to check with your bro­ker be­fore you boost the per­for­mance of your car. That way there will be no sur­prises in the event you have a claim.

Dear Shan­non,

I lost my in­sur­ance cer­tifi­cate. Am I able to ob­tain a du­pli­cate?

Dear Reader,

If you lose your orig­i­nal in­sur­ance cer­tifi­cate, your in­surer will pro­vide you with a re­place­ment, but a small charge is at­tached to it. Luck­ily for you, our on­line sys­tem main­tains a copy of your orig­i­nal cer­tifi­cate and we will be happy to send you a copy at no cost.

Shan­non Sa­muda

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