Protect yourself when shopping online with NBK Secure Shopping
KUWAIT: NBK continually innovates products and services to suit the lifestyle needs of its customers. NBK Secure Shopping is tailored to provide NBK customers with a simple, safe and secure way to shop online and keep their credit card details protected.
Around 57 percent of adults in Kuwait regularly shop online, according to a recent Ipsos study. Items most often purchased include clothes (53 percent), travel (48 percent), perfumes (11 percent), electronics (10 percent) cosmetics (8 percent) and shoes (7 percent) as well as household items, toys, games and handbags. “Purchasing goods and services online is a part of modern life and NBK works diligently to protect our customers,” explained Hanadi Khazal, Assistant General Manager- Consumer Banking Group, National Bank of Kuwait.
The process is simple and free. NBK customers can utilize the secure shopping facility automatically whenever shopping online. They will be directed to a secure webpage that asks for a one-time password (OTP). The OTP is sent to NBK credit card and debit cardholders via e-mail and SMS. Once a customer receives the OTP, he/she can input the onetime password to complete the purchase.
“Customers pay for online purchases with debit cards 55 percent of the time and pay with credit cards around 38 percent of purchases online.
By creating NBK Secure Shopping in partnership with Mastercard Secure Code and Verified by Visa, NBK makes using credit cards a smarter, safer choice when shopping online,” said Khazal.
The added layer of security ensures that the person making the purchases is the cardholder. NBK credit card and debit cardholders do not need to register to avail of the NBK Secure Shopping facility.
NBK Secure Shopping is part of the bank’s long term effort to ensure the safety and security of its customers’ digital financial transactions. NBK offers a variety of safety features for online transactions. It also maintains its position among the 50 safest banks in the world for the 12th consecutive year.
NBK continues to collectively enjoy the highest credit ratings from the three international rating agencies: Moody’s, Fitch Ratings and Standard and Poor’s. The bank’s ratings are supported by its high capitalization, prudent lending policies, and disciplined approach to risk management, in addition to its highly recognized and very stable management team.