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GOOD news for pri­vate sec­tor em­ploy­ees and civil ser­vants. The Em­ploy­ment In­sur­ance Scheme will pro­vide a fall­back for laid-off pri­vate sec­tor em­ploy­ees. The scheme, which will kick off on Jan 1, will ben­e­fit 6.5 mil­lion peo­ple. Mean­while, the gov­ern­ment will set aside an ex­tra RM5 mil­lion for the Cuepac­sCare4u civil ser­vants’ in­sur­ance scheme in view of the ris­ing cost of health­care.

KUALA LUMPUR: The gov­ern­ment will al­lo­cate an ad­di­tional RM5 mil­lion to the Cuepac­sCare4u civil ser­vants in­sur­ance scheme this year.

Prime Min­is­ter Datuk Seri Na­jib Razak, in an­nounc­ing this yes­ter­day, said this was in view of the in­creas­ing cost of health­care ser­vices in the coun­try.

“There have been sug­ges­tions to in­crease the con­tri­bu­tion rate for Cuepac­sCare4u due to the ris­ing cost of health­care ser­vices.

“I would like to an­nounce that the gov­ern­ment will be pro­vid­ing an ad­di­tional RM5 mil­lion to the scheme so, hope­fully, there will be no in­crease in the con­tri­bu­tion rate.

“(But) if the rate must in­crease, I hope it will be min­i­mal,” he said, adding that he was leav­ing the mat­ter to be dis­cussed be­tween the Congress of Unions of Em­ploy­ees in the Public and Civil Ser­vices (Cuepacs) and Sun Life Malaysia.

Na­jib said this at the “Budi Dise­mai, Jasa Disan­jung” Cuepacs ap­pre­ci­a­tion event here yes­ter­day.

Present were International Trade and In­dus­try Min­is­ter Datuk Seri Mustapa Mo­hamed, his deputy Datuk Ah­mad Maslan, Chief Sec­re­tary to the Gov­ern­ment Tan Sri Dr Ali Hamsa and Cuepacs pres­i­dent Datuk Azih Muda.

Na­jib said Cuepac­sCare4u could pro­vide an al­ter­na­tive for civil ser­vants to seek treat­ment at pri­vate health­care in­sti­tu­tions in­stead of gov­ern­ment hospi­tals and clin­ics.

“If all (civil ser­vants) head to gov­ern­ment hospi­tals, there will be in­creased pres­sure on the (public) health­care ser­vices, and an in­crease in the gov­ern­ment’s bud­get (to cover the costs).”

He said the gov­ern­ment spent RM22 bil­lion a year on health­care ser­vices, whereas the gov­ern­ment col­lected only be­tween RM400 and RM500 mil­lion a year from pa­tients.

The in­sur­ance scheme was de­signed specif­i­cally for civil ser­vants and their fam­i­lies to seek hos­pi­tal and sur­gi­cal treat­ments in pri­vate hospi­tals.

It of­fers two in­sur­ance plans — pro­tec­tion for fam­i­lies with a monthly con­tri­bu­tion of RM85, and in­di­vid­ual pro­tec­tion at RM32 a month.

Cuepacs pres­i­dent Datuk Azih Muda said the an­nounce­ment made by Na­jib to pro­vide RM5 mil­lion to the scheme was well re­ceived by civil ser­vants as pri­vate health­care costs had in­creased about 15 per cent yearly.

He said since it was launched in 1999, Cuepac­sCare4u had re­im­bursed health­care in­sur­ance claims worth RM210 mil­lion to 73,332 ben­e­fi­cia­ries and their fam­ily mem­bers.

“We hope each civil ser­vant will have in­sur­ance cov­er­age and I hope the rate will re­main af­ford­able.

“On the new pric­ing, we will have to ne­go­ti­ate with Sun Life Malaysia to de­ter­mine this year’s (in­sur­ance) price.”

Prime Min­is­ter Datuk Seri Na­jib Razak at the ‘Budi Dise­mai, Jasa Disan­jung’ Cuepacs ap­pre­ci­a­tion event in Kuala Lumpur yes­ter­day. With him is Cuepacs pres­i­dent Datuk Azih Muda (third from left). BER­NAMA PIC

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