Woman’s in­come up from RM1,000 to RM1 mil­lion with AIM’s aid

New Straits Times - - News -

Be­ing mired in poverty, Mariam Hussin did all sorts of jobs, in­clud­ing deal­ing in scrap metal, to sup­port her fam­ily.

“What­ever I could do to make money,” she said. Her monthly in­come was less than RM1,000.

In 2003, her fam­ily was so poor that she could not af­ford to buy dis­pos­able di­a­pers that were on sale for her chil­dren.

This, how­ever, in­spired Mariam to en­ter the dis­pos­able di­a­per in­dus­try by go­ing over­seas to find cheaper di­a­pers that could be resold here.

All this was made pos­si­ble through the as­sis­tance of mi­cro­cre­dit or­gan­i­sa­tion Amanah Ikhtiar Malaysia (AIM).

“I went to South Korea to im­port their prod­ucts and dis­trib­uted them in Malaysia and over­seas. The qual­ity of the prod­uct was good.

“Trans­port, food and lodg­ing — from the air­port to their fac­to­ries and then to the ho­tel, and the next day back to the air­port, it was all taken care of,” she said, de­scrib­ing the sup­port given by her South Korean sup­plier with whom she main­tains a close work­ing re­la­tion­ship.

The National Trans­for­ma­tion Pro­gramme 2016 an­nual re­port, which de­tailed her success story, said Mariam now re­ceived up to five con­tain­ers of dis­pos­able di­a­pers from her sup­plier, which she also ex­ports to In­done­sia and the Philip­pines.

The im­ported dis­pos­able di­a­pers were dis­trib­uted not only through re­tail out­lets, such as Tesco hy­per­mar­kets, but also through on­line chan­nels such as Mu­dah.my.

Mariam said AIM had helped small busi­ness own­ers like her by pro­vid­ing pro­mo­tion and train­ing and rais­ing aware­ness about her prod­ucts to other ben­e­fi­cia­ries.

“AIM loan re­pay­ments are not bur­den­some ei­ther and they give AIM friends the op­por­tu­nity to n e t w o r k w i t h e a c h o t h e r,” she said.

Never in her wildest dreams did Mariam think she could buy an oil palm plan­ta­tion, but she did ex­actly that and more.

“Praise be to God. My monthly rev­enue is now around RM1 mil­lion and I have put my chil­dren through univer­sity with­out tak­ing loans, and paid for their wed- dings,” she said.

She ad­vised low-in­come earn­ers as­pir­ing to be entrepreneurs to take ad­van­tage of the fa­cil­i­ties and ser­vices of­fered by AIM.

“Sell dis­pos­able di­a­pers, which are daily ne­ces­si­ties, just like rice.

“I am con­fi­dent that my fel­low Sa­ha­bat AIM can succeed the way I have,” she added.

PIC BY MO­HAMAD SHAHRIL BADRI SAALI

Mariam Hussin im­ports dis­pos­able di­a­pers from South Korea and re­sells them here.

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