Insurance for people from all walks of life
INSURANCE lets you focus on the important things in life because it ensures financial security for your loved ones should anything unfortunate happen.
However, most people play down such eventualities and reject the decision to invest in an insurance plan.
“Purchasing a life insurance policy is never easy as one has to evaluate the needs, whether its savings, investment, education or retirement, and understand the coverage and benefits offered by different plans.
“Many may not have the luxury, time and patience, sometimes even knowledge, to look for a plan that fits their needs. This may be why many households in Malaysia are underinsured by RM100,000 to RM150,000 per household member.
“This has led us at Prudential to stay innovative and come up with solutions that are simple, flexible, comprehensive and affordable for Malaysians,” said Eric Wong, the chief customer and marketing officer of Prudential Assurance Malaysia Bhd (PAMB).
Recently, Prudential launched two new solutions — PRUmy medical plus and PRUmy child plus — to meet the growing demand for customisable and flexible insurance products that fit one’s lifestyle and adapt as one journeys through the different stages in life.
COMPREHENSIVE MEDICAL COVERAGE — PRUmy medical plus
One in four Malaysians is expected to be diagnosed with cancer before age 75. How many of us are financially prepared for this?
Will you be able to focus on treatment and recovery instead of worrying about the financial strain on you and your family?
Malaysians need a medical plan that not only promises a lifetime of assurance for all medical needs, but also help save with benefits.
PRUmy medical plus is a solution that provides comprehensive medical, critical illness and accident coverage. Most medical plans have a cap on how much policyholders can claim.
To address the concern of insufficient medical coverage, this plan has no annual and lifetime limit, thereby ensuring policyholders continuous coverage.
COMPREHENSIVE PRE-NATAL COVERAGE AND PROTECTION THAT GROWS WITH YOUR CHILD — PRUmy child plus
Most parents will worry for their children even before they are born. So, it makes sense to ensure that mother and child are protected in the pre-natal stage.
PRUmy child plus meets your children’s protection needs.
Policyholders can include a savings plan for their children’s education at a later stage of life, besides critical illness protection and accident riders, just to name a few.
PRUmy child plus gives parents the peace of mind with complete protection for mother and child, even before birth.
“It is crucial for everyone to understand the coverage and benefits of different plans.
“Even if you have an existing plan, it’s worthwhile to regularly review your policy with your agent as your needs will change over time,” said Wong.