PTPTN borrowers must repay loans even though their names removed from blacklist

MIRI: The National Higher Education Fund Corporation loan ( PTPTN) borrowers must repay their loans even though their names are removed from the black list.

A civil servant who wishes to be known only as Atop said it is unfair to those who had been paying their PTPTN debt every month all the while.

“I am also a PTPTN borrower and I have the responsibility to pay the debt, if the loan borrowers can travel abroad why is it that they can’t afford to pay off their debt,” he said to the Borneo Post yesterday.

Atop said it is very important that PTPTN borrowers pay their debts either through monthly salary cuts or according to their own ability.

“If the borrower does not pay off the loan, it is very difficult for the government to provide educational loans to the future generations,” he said.

A total of 429,945 names of PTPTN borrowers have been removed from the black list of the Immigration Department in line with the federal government’s 100-day manifesto.

For a private employee Zanariah Kamri, the government should also eliminate administrative costs of the PTPTN loan.

“Most graduates have an income of below RM3,000 a month thus it is very important for the PH government to look into its manifesto involving PTPTN,” she said.

Zanariah said not all employers especially the private companies would dare to take the risk of recruiting graduates and offering salary according to their level of education.

“With the current economic situation, it is very difficult for employers to pay out the salary to graduates in accordance with their level of education and it is because of the income and other commitments that the borrower is unable to pay PTPTN loan back,” she explained.

However, she stressed that if the borrower is capable of paying but does not pay the PTPTN debt then their name should be black listed again.