Coverage for advanced cancer patients
MEDICAL treatment overseas can be a costly affair, particularly for advanced stage cancer patients.
One needs to cope with the rising costs of advanced cancer treatment, especially if one has to bear the full cost of the treatment, on top of getting the best experts in cancer.
Furthermore, those seeking advanced cancer treatment at leading medical centres would need an insurance plan that covers them for medical, accommodation and travelling.
The recently launched HLA Premier Millions by Hong Leong Assurance is a protection plan that enables individuals to access stateof-the-art coverage for advanced cancer treatment through its Advanced Cancer Care Rider.
This rider provides an annual limit of up to US$1mil, or RM4mil in overseas medical treatment for advanced cancer, with the ability to make multiple claims within the same year.
The Advanced Cancer Care Rider assures you the best medical services through a simple and seamless four-step process:
1) Upon advanced cancer diagnosis, call HLA’s dedicated hotline for a second opinion, and choose from one of three recommended leading medical centres.
2) Seamless process: prepare for your overseas treatment and bring a companion with you.
A business class flight and accommodation will be provided for you and your companion.
In addition, you will receive RM12,000, based on the previous conversion rate as pocket money during your treatment overseas.
3) Undergo treatment overseas for your advanced cancer at a leading medical centre of your choice for a maximum of 60 days.
4) Receive administrative service when you return home for the follow-up treatment at local hospitals if required.
The Advanced Cancer Care Rider also offers a lifetime limit of US$2mil or RM8mil in overseas medical treatment for advanced cancer, in the event of a relapse or occurrence of other types of cancer.
With this rider, policyholders can receive a second medical opinion on their advanced cancer diagnosis and be able to choose a leading medical centre of their choice to seek treatment.
Everything from initial diagnosis to planning for accommodation and travel, including administrative service for follow-up treatment, is handled by an appointed representative.
By holding the patient’s hand through every step of treatment and taking care of the specifics along the way, the Advanced Cancer Care Rider lets policy holders focus on their recovery, instead of worrying about the nitty-gritty details of their treatment.
HLA Premier Millions does not compromise on either personal or family coverage.
It is designed for those who want protection in the present and a legacy to leave behind. It is a regular premium investmentlinked plan that offers medical treatment for advanced cancer, along with protection for death, total and permanent disability, old age disablement and accidental death.
For those looking for enhanced medical coverage, the HLA MediShield II Rider offers all-round protection that covers room and board, hospitalisation fees and outpatient expenses.
Pay a little extra in premium to enjoy annual medical coverage that starts from RM2mil with no lifetime limit.
With this rider, policyholders can receive a second medical opinion on their advanced cancer diagnosis and be able to choose a leading medical centre of their choice to seek treatment.
■ For more information, call HLA’s customer service hotline at 03-7650 1288 to speak to one of its agents today. Or visit HLA’s Facebook at https://www.facebook. com/hongleongassurance/