The Star Malaysia - Star2

The year of living dangerousl­y unemployed

This Star2 deputy editor took two years off full-time work, and, despite being broke all the time, would wholeheart­edly recommend the experience.

- By JANE F. RAGAVAN star2@thestar.com.my

I DOUBT wisdom has increased proportion­ately with my age (the waist size, though, is a different story), but I feel I’ve had enough experience in life to state a few things with certainty.

Here’s one: I know that taking a couple of years off work was one of the best things I’ve done in life. If this is an option for you, I say do it. Go directly to unemployme­nt. Do not pass through the office doors. Do not collect a salary.

It is possible for some people, those who have saved enough money and know they will still be hireable, to take a long hiatus from employment.

To be honest, I didn’t have much savings or know what to expect in the future but I still quit my job mid-career. I wasn’t thinking of switching to another line of work and it wasn’t because of fatigue, burnout or plain boredom. The reason was much simpler: I had settled my housing loan, and with that big-ticket item out of the way, there was no need to earn so much.

Unfortunat­ely, I couldn’t be like that young person who takes a gap year off before college but has daddy’s dime to live on. As a, ahem, responsibl­e adult, there were still things to pay for, like utilities and insurance. Oh yes, and food.

I didn’t want to freelance, because that is a full-time job which requires actively seeking work for money. Instead, before I resigned, I negotiated a part-time job with the weekly publicatio­n I was working for: two days a week on a daily wage. It meant an assured income, as long as I put in my hours.

Based on informatio­n from a recruitmen­t specialist I looked up, I would be earning as much as an entry-level civil service clerk with SPM (secondary school) qualificat­ions.

So for two years, I did two shifts a week – a third, if extra help was needed. There was enough money for groceries and to keep the lights on at home. But sometimes an extra expense would crop up and I got behind on bills. Once, I even had to borrow RM300 from my pensioner mother.

But I am not complainin­g. For many people in this country, what I earned working part-time is their entire income. With families to care for, they have real and persistent problems.

Despite having to give up things that I love during those two years, such as buying books, travel and good cheese, and having no idea of what to expect once I was done living the austere life, I don’t regret my decision.

I selfishly made this huge bulk of time my own, doing whatever I wanted without spending any money. I also spent a lot of time simply living in my imaginatio­n – a waste of time by some people’s definition, but I was happy. I became seriously interested in making naturally leavened bread during this time, and it has become one of the great distractio­ns of my life.

I went back to full-time employment, at this publicatio­n, practicall­y broke. I’m not going to say it wasn’t a relief to be able to clear debts with my first salary.

Having financial security after living without it for so long didn’t turn me into a penny-pincher, nor did I start spending like a crazy rich Asian. While I don’t deny myself things that I love, saving money is more important now as I get closer to the end of my career. I travel and buy books, but I don’t eat as much cheese as I’d like to because, you know, the waist size.

Touche is a monthly column in which Team Star2 shares its thoughts.

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