Mapfre MSV Life plc launches two new Guaranteed Capital & Income plans

Mapfre MSV Life, Malta's leading life assurance company, announced the launch of two new Guaranteed Capital & Income plans: the Guaranteed Capital & Income Plan 2026 III and the Guaranteed Capital & Income Plan GBP 2027.

These two new investment opportunities, built on the success of three similar plans launched in 2023, are catering to the growing demand for secure investment solutions with predictable income generation. Furthermore, the Guaranteed Capital & Income Plan GBP 2027 marks the company's first-ever Guaranteed Capital & Income plan denominated in Great Britain pound.

Subscriptions for both plans opened on Monday, 26 February and will close on 15 March or earlier if the offers are fully taken up. Applications will be accepted at all Mapfre MSV Life offices, including offices of Tied Insurance Intermediaries and all Bank of Valletta branches.

Both plans offer guaranteed capital protection, ensuring the initial investment is returned at maturity, and steady increasing income providing for annual payments throughout the policy term, which payments increase from year to year.

The Guaranteed Capital & Income Plan 2026 III has a maturity date of 27 March 2026. This plan, which is in euro, features guaranteed payments of 2% on 28 March 2025 and 3.5% on 27 March 2026, with an annualized return of 2.74%.

With a maturity date of 25 March 2027 the Guaranteed Capital & Income Plan GBP 2027 caters to customers who would like to invest in British pounds. This guarantees three payments of 3.25% on 28 March 2025, 3.75% on 28 March 2026 and 4.10% on 25 March 2027 enjoying an annualised return of 3.70%.

Both plans cater to customers seeking stability, guaranteed income and capital preservation, with a minimum investment of €5,000 or GBP5,000 respectively, with the guarantee provided by Bank of Valletta plc.

"Our previous Guaranteed Capital & Income plans resonated with clients seeking secure investments with predictable income," stated Etienne Sciberras, CEO at Mapfre MSV Life. "These two new plans that we are launching offer greater choice and cater to diverse financial goals. The GBP-denominated plan, in particular, provides customers having GBP holdings the opportunity to secure the attractive rates that we are making available for the next three years."