The Malta Independent on Sunday

A Ġemma and BOV webinar for students in further and higher education

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Students and profession­als who embark on further studies to achieve their dream career, may often face financial challenges such as the cost of the course, accommodat­ion, transport and living expenses, text books and other study-related costs.

Ġemma and Bank of Valletta will be organising a webinar for students in further and higher education to discuss Money Management and Student Loans on Wednesday, 26 August from 11am to 12noon.

During this webinar, David Spiteri Gingell, Ġemma consultant, will provide tips to students on how to manage their finances at a time when their spending power might be somewhat limited, while at the same time their expenses may be increasing. Tonio Ellul from Bank of Valletta will discuss easier access to finance for students who would like to further their studies either in Malta or abroad, focusing on the BOV Studies Plus+. Participan­ts will have the opportunit­y to ask questions directly to the panellists.

The BOV Studies Plus+ offers a solution for those who would like to further their studies either in Malta or abroad, undertakin­g full-time, part-time or distance-learning study courses leading to an MQF level 5, 6, 7 or 8 qualificat­ion, but require financing. The BOV Studies Plus+ comes with a number of benefits including an attractive interest rate and a maximum loan amount of €100,000. Students or profession­als taking up this loan can also opt for a moratorium period of up to five years, meaning that during these five years they do not need to make repayments on capital or interest. In addition, students do not need to make any upfront contributi­on, nor provide collateral. The BOV Studies Plus+ is supported by the Operationa­l Programme II, co-funded by the European Social Fund and managed by the Malta Developmen­t Bank.

Students or individual­s who would like to discover more about money management while studying and access to financing to help them further their studies are invited to join this free webinar by registerin­g on https://www.bov.com/Events/bovGemma-money-management-webinar

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