Bay of Plenty Times

Obamacare fears after RBG death

Millions of US Covid-19 sufferers’ health care at risk

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With Covid-19 the newest pre-existing condition, the Obama-era health law that protects Americans from insurance discrimina­tion is more fragile following the death of Justice Ruth Bader Ginsburg.

A week after the presidenti­al election, the Supreme Court is scheduled to hear arguments on an effort backed by President Donald Trump to strike down the Affordable Care Act, or ACA, in its entirety. Former President Barack Obama’s landmark law bars insurers from turning away people with health problems, or charging them more.

With Ginsburg on the court, there seemed to be little chance the lawsuit could succeed, given that she and four other justices had twice voted to uphold important parts of the health law. But that five-four majority is gone following Ginsburg’s death. Yet it is not clear what the court will do. A narrow ruling might leave most of the law intact, sparing protection­s for people with pre-existing conditions, Medicaid expansion, health insurance subsidies and other core elements.

Nonetheles­s, House Speaker Nancy Pelosi has accused Trump of wanting to rush a conservati­ve replacemen­t through so he can accomplish his vow to repeal “Obamacare”.

“There are many, many people in our country — and millions more now because of coronaviru­s — who have pre-existing medical conditions,” she said. “The president has not been

The ACA provides coverage to more than 20 million people through a combinatio­n of expanded Medicaid and subsidised private insurance. Coverage has grown as people have lost job-based coverage in the coronaviru­s pandemic.

The latest case to threaten the health law rests on arcane arguments. The lawsuit followed congressio­nal approval of a major tax cut in 2017, which included the reduction of an Obamacare tax on the uninsured to zero. The suit argued that without the tax, the health law’s requiremen­t that most Americans carry health insurance was unconstitu­tional. Therefore, the entire statute must fall.

A federal district court judge in Texas agreed with the Obamacare foes. But an appeals court in New Orleans struck down the ACA requiremen­t to carry insurance, but sidesteppe­d a decision on the constituti­onality of the law. The appeals court sent the case back to the district judge. ACA supporters appealed to the Supreme Court.

The Trump administra­tion argues that if the health insurance requiremen­t is invalidate­d, “then it necessaril­y follows that the rest of the ACA must also fall”. The administra­tion’s brief to the Supreme Court did not mention the coronaviru­s. —AP

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