Harmoney key facts

❚ In business since 2014 following a law change that allowed licensed peer-to-peer lending. ❚ Facilitates unsecured personals loans at annual interest rates between 9.99 per cent and 39.99 per cent. ❚ Posted a pre-tax loss of $14.2m before tax on revenues of $8.6m this year. ❚ Has facilitated loans worth $295m. ❚ Employs 85 staff, with head office in Auckland