Insurer targets costly chaos of big day
The one day you want everything to go smoothly, it could all go wrong. What if it rains? What if the limo fails to show? What if guests damage the marquee? Or you lose your rings?
There are any number of potential disasters when it comes to your wedding day, and while most events go according to plan, some unlucky couples experience the worst-case scenarios.
Now Kiwis can insure the big day so they have peace of mind should anything happen. Dream Wedding Insurance has launched New Zealand’s first wedding insurance website for couples getting married at home or overseas.
The company’s co-founder Stuart Catt said the average cost of a wedding in New Zealand was more than $30,000.
‘‘New Zealanders can now protect every deposit and payment that they make when planning their special day.’’
Co-founder Graeme Dean said bridesto-be and grooms-to-be should consider wedding insurance, as they handed over thousands of dollars in deposits to venues, caterers, florists and myriad other suppliers before tying the knot.
‘‘We believe that our customers feel much more relaxed on the lead-up to their big day, safe in the knowledge that we have them covered against the unexpected.’’
Policies cover cancellations, rescheduling, supplier failure, wedding transport, wedding attire, rings, gifts, marquee damage and public liability.
Covered by US insurers
Photographer’s camera bag containing several rolls of wedding pictures was stolen during the reception. Reimbursed: $3000.
Bride and groom held responsible for damaged carpet at reception. Reimbursed: $5523.81.
Ten inches of rain fell in Virginia, State Highway was closed. Bridal party members and guests couldn’t get to reception site. Band, food, cake, flowers, photos all had to be cancelled. Reimbursed: $25,000.
Hair and make-up vendors did not show up – and neither did the customer’s deposits. Reimbursed: $2320.