House sharing

reinvested.”

A different idea for adventurous people. And thanks for again offering to help interested readers — as you did early last year. Anyone who wants to take up your offer should email me and I will forward the email to you.

Great attitude. Those who don’t need government subsidies or sick leave are indeed the lucky ones.

Looking at the bigger picture, my aim is to die having paid more in taxes than I’ve got back in government spending. That will mean I’ve had a relatively easy life.

Thanks for this. I think you’re talking about the Services for Seniors booklet, which has just been updated with the NZ Super rates that took effect from April 1.

There are all sorts of ways you can get a copy.

“Hard copies are available from Work and Income service centres and Citizens Advice Bureaus. They’re also given out at seniors expos and community talks, etc. We provide these on request to groups, for example, Grey Power,” says the Ministry of Social Development.

“They are often handed out with application forms for NZ Super from service centres, although we also encourage clients to apply online. If a client asks for an application form to be sent to them, a copy of the brochure is usually also sent.

“People can request a copy of the brochure using the form/ brochure request web form ( available on this page: tinyurl. com/ NZSeniorServices under the heading ‘ Do it online’), over the phone, or by email to seniors@ msd. govt. nz.”

Or you can download it at tinyurl. com/ NZSeniors.

The Ministry adds, “The Office for Seniors hosts other information regarding legal protections on our website www. superseniors. msd. govt. nz/

Mary Holm is a freelance journalist, a director of the Financial Markets Authority and Financial Services Complaints Ltd ( FSCL), a seminar presenter and a bestselling author on personal finance. Her website is www. maryholm. com. Her opinions are personal, and do not reflect the position of any organisation in which she holds office.

Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.

Send questions to mary@ maryholm. com or Money Column, Private Bag 92198 Victoria St West, Auckland 1142. Letters should not exceed 200 words. We won’t publish your name. Please provide a ( preferably daytime) phone number. Sorry, but Mary cannot answer all questions, correspond directly with readers, or give financial advice.

C hi ap gr ld ra He / RF 123 : es tur Pic X / NZ : rce Sou access and safety issues, but is even cheaper. It is now possible to live afloat for as little as $ 50,000 upfront, and for annual expenses on a marina with insurance and minimal maintenance for as little as $ 8000 a year. There are still Auckland...