FirstBank Enhances Mobile Banking Application

FirstBank of Nigeria Limited has implemented new and exciting features on its mobile banking application – FirstMobile to enhance security and customers’ digital banking experience.

The new features, according to a statement from the bank are the Card-in-Control functionality, the Quick Response (QR) Code, the Transaction receipt and Save beneficiary functions.

It explained that the Card –in – Control functionality on the FirstMobile App empowers customers to be in control of their accounts and prevent unauthorised usage of cards.

The Card –in – Control Service allows customers to determine channels (ATM, POS and Online) and countries, where their cards can be used.

Customers are to go to the Card Management Service, under the ‘self- service’ menu on FirstMobile to disable or enable any of the features.

The Quick Response (QR) payment solution on FirstMobile App allows customers to pay for goods and services by using their phone cameras to scan QR codes at merchant locations or uploading a QR code on a smart phone via the FirstMobile App.

With this, payment goes straight from the customer’s FirstBank account into the merchant’s account and provides real-time notification to both par- ties. Also, the transaction receipt feature enables customers generate receipt after a transaction on the FirstMobile App. This feature overrides any concerns around the confirmation of transactions as receipts can either be saved to the mobile phone gallery for future reference or shared directly with recipients of each transaction via email, WhatsApp, etc.

Also incorporated into the FirstMobile App is the ‘Save Beneficiary’ feature, where customers can save beneficiary details for later transactions. This eliminates the arduous task of searching and importing beneficiaries’ details for every transaction.