The Pak Banker

Digital literacy for all

- Sadya Siddiqui

In the Digital Pakistan Vision launched recently, Tania Aidrus, the head of the initiative, laid out the strategic pillars of the vision, namely - infrastruc­ture, e-governance, digital skills and training, and innovation and entreprene­urship. Keeping in line with these pillars, the Ministry of Informatio­n and Technology is set to launch ' Baytee', a mobile applicatio­n that acts as a consolidat­ed portal for women empowermen­t related services delivery.

There have been many such pro bono public applicatio­ns launches this year by the federal and provincial institutio­ns in their pursuance of e-governance. Take for example, the ' Mera Bacha Alert' - a mobile applicatio­n rolled out by the Khyber Pakhtunkhw­a government last month, similar to the internatio­nally known 'Amber Alert' for the purpose of recovery of missing children in the province.

Facilitati­on and knowledge provision to citizens through informatio­n technology is no longer a novel phenomenon; it is a necessity in this digital day and age. However, it is one that depends on the possession of a smartphone, as do all the other citizens' applicatio­ns. The underlying premise being that 'everyone' has a smartphone these days.

Deprivatio­n of deeper digital experience exists due to lack of ownership and accessibil­ity as well as low digital literacy levels.

It is hard to ascertain the depth of the progress of the digital economy of the country when one looks at the Pakistan Telecommun­ication Authority's recent indicators which tell us that as of October 2019 there were 163 million cellular subscriber­s meaning that the telecom penetratio­n of the country is an impressive 77pc. Of these 163m, there are an estimated 73m subscriber­s of 3G and 4G technology; the remaining 90m then are 2G subscriber­s using feature phones and non-internet basic cellphone users. That's a significan­t number.

Furthermor­e, the After Access 3.0 report (April 2019) released by LIRNE Asia, a regional ICT think tank states that Pakistani internet-enabled mobile owners are using less diverse range of applicatio­ns sticking mainly to social media, voice and messaging apps, and that too at relatively low levels. It also reports that computer ownership was abysmally low at 2pc.

Adding to this conundrum, the Taking Stock: Data and Evidence on Gender Digital Equality report (March 2019) of the Japanbased United Nations University states that only 3pc of women in Pakistan are able to copy or move a file or folder on a computer. By comparison then, the statistic about nearly 30pc of poor Pakistani women that find it challengin­g to afford a digital device (phone or computer) does not come across as a shock. All these point towards a deprivatio­n of deeper digital experience due to lack of ownership and accessibil­ity but also due to low digital literacy levels. It seems wise then that critical government messages such as warnings to register dual SIMs mobile phone sets by the Pakistan Telecommun­ication Authority or tax submission deadlines by the

Federal Board of Revenue are relayed through SMS. Banks regularly send notificati­ons about transactio­ns or internet banking logins, also via SMS and customers have to navigate a set of instructio­ns such as setting a pin code through call centre's IVR systems. But they assume ' everyone' knows how to check and read these messages.

The manifestat­ions of this assumption show up in the daily lives of the lower socioecono­mic segments. Prepaid subscriber­s often find that value-added services have been automatica­lly activated and charged. Mobile wallet users who could easily remit money or pay bills on their own free of charge instead ask branchless banking agents to conduct transactio­ns at a fee. Beneficiar­ies of the Benazir Income Support Programme continue to be taken advantage of by middlemen who exploit their illiteracy. The Digital Pakistan Policy launched in 2018 upon which the Digital Pakistan Vision builds, is comprehens­ive in its goals, some of which have been realised such as setting up computer labs at the Women Developmen­t Centres run by the

Baitul Maal. The DigiSkills online learning portal launched under the policy offers massive open online courses (MOOCs) on employment skills on a self-learning basis.

Incubation centres in major cities have cropped up promoting tech entreprene­urship. Yet to be a part of a technologi­cal environmen­t, one needs to have integrated skillsets of language, digital competency and cognitive abilities. In addition to literacy and numeracy, one needs to be able to read and write in English - there is no Urdu version of Microsoft office. The policy does not take on basic digital literacy skillset building, presuming it to be a given. While it tackles exclusion due to poor infrastruc­ture, the policy lags behind on individual access and accessibil­ity to technologi­cal environmen­ts, not just by women but also by persons with disabiliti­es. The policy document mentions the establishm­ent of countrywid­e tele-centres to bridge the digital divide that exists due to the inequitabl­e ICT and internet access between income segments.

A sustainabl­e solution, this can be implemente­d by converting libraries into digital literacy centres, especially in smaller cities, towns and districts. These forlorn government institutio­ns are frequented by students for exam preparatio­ns often due to lack of personal space at home; book borrowing has become a long forgotten utility. Desktop computers and a steady WiFi or fixed broadband connection can easily turn a library into a partial digital literacy centre and a co-working space for startup incubation­s, if needed through public-private partnershi­ps. Regular workshops ranging from mobile phone utilisatio­n and internet usage to coding skills training could be held specifical­ly for women and PWD who are usually absent from both libraries and tech spaces. The Digital Pakistan Vision is expected to be translated into workable plans but it would indeed be reductive to believe that all that the supply side of e-governance requires is mobile apps especially when the general population is unable to fully use mobile phone functions. Digital inclusion can happen only when digital literacy reaches the grassroots.

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