Credit risk ratings for banks & quasi-banks
TO HELP banks and other BSP-supervised financial institutions comply with BSP Circular 855 which it prescribed effective November 19, 2014, the Center for Global Best Practices is launching a two-day seminar entitled, Best Practices in Credit Risk Ratings for Banks to be held on Wednesday and Thursday of November 25 and 26, 2015 at the EDSA Shangri-La Hotel, Mandaluyong City, Philippines.
A key objective of the lending business of banks and other financial institutions is to maximize the return on capital adjusted for risk within the acceptable quality standards and risk appetite set by their shareholders. This special seminar will help you master not only the Internal Rating Based (IRB) methodology for credit risk assessment but effectively implement the credit risk management system and practices. More importantly, it will provide you guidance and practical insights on how to apply internal credit ratings using quantitative tools in estimating expected credit losses and discriminating among borrowers and credit facilities for purposes of risk based pricing, loan loss provi- sioning, and internal capital allocation. You will also learn the integrated portfolio management framework that you can use for client target marketing and steering the bank's credit risk-reward profile.
This seminar is a specialized credit risk management program designed for the benefit of all kinds of banks including non-bank financial intermediaries such as financing companies and investment houses with commercial lending and syndicated loan operations. Business entrepreneurs will also gain appreciation of how banks evaluate, catego- rize and price their credit offering proposals for purposes of planning and managing bank relationships. This is a unique program is rarely taught comprehensively in any school. For details and a complete list of bank-related best practices seminars including Corporate Governance for Banks and Quasi Banks, Capital and Performance Management for Banks and Other Financial Institutions, ICAAP for Banks, Business Continuity and Disaster Recovery for Banks, INCOTERMS, International Standard Banking Practices, UCP 600, Uniform Rules on Bank Guarantees, Mastering Letters of Credit, and more, you may log on to www.cgbp.org or call (+63 2) 842-7148/ 59 and 556-8968/ 69, Cebu lines: (+63 32) 512-3106 or 07 or Baguio line: (+63 74) 4235148.
This seminar will feature Paulino Rodolfo E. Valenzuela, Ph.D., who is the Lead Partner on Banking Programs of the Center for Global Best Practices. His past experiences in banking include being Vice-Chairman and President of GSIS Family Bank, Executive Director of Price Waterhouse Coopers, Senior Vice President and Chief Risk Officer of Philippine Business Bank, Director of Research of the Philippine Dealing System Group. VP of Exportbank, Chief Economist of the BAP, Bank of the Philippine Islands and Ayala Investment and Development Corporation and Director of PRIMIA. He also served as resource person to the BAIPHIL, Ateneo-BAP, BSP Institute, FINEX, CMAP, the RBAP and many other risk management training programs and symposia organized by professional organizations in the Philippines and the Asia Pacific region.