CSF hosts 17th Phil-China tra­di­tional cul­tural fest

Sun.Star Pampanga - - FRONT PAGE - BY PRINCESS CLEA ARCELLAZ Sun.Star Staff Re­porter

CITY OF SAN FER­NANDO – With an aim to show­case the tra­di­tion and cul­ture of Philip­pines and China, this cap­i­tal city on Mon­day hosted the Philip­pine-China Tra­di­tional Cul­tural Fes­ti­val at the Bren Z. Guiao Con­ven­tion Cen­ter here.

Event Com­mit­tee Head Mar­i­ano Chua said that Pam­panga is the first prov­ince in the coun­try to an­chor the an­nual event which

gov­ern­ment and the busi­ness owner will sud­denly say that they have no liability.”

After a re­search, the city coun­cilor said he dis­cov­ered that the Sang­gu­ni­ang Pan­lung­sod has ap­proved the CGL or­di­nance in 1997. “It was ba­si­cally the same.”

Busi­ness­man Ruperto Cruz, head of the ad­vo­cacy group Pi­noy Gu­mis­ing Ka Move­ment (PGKM), has vowed to ini­ti­ate the fil­ing of class ac­tion law­suit against the city of­fi­cials in con­nec­tion with the en­force­ment and im­ple­men­ta­tion of the or­di­nance.

Rivera ear­lier claimed that busi­ness­men in the city sup­port City Or­di­nance Num­ber 398 Se­ries of 2016 or the Com­mer­cial/Pub­lic Gen­eral Liability (CGL) In­sur­ance.

The city coun­cilor said that the or­di­nance will give pro­tec­tion to the busi­nesses in case of ac­ci­dents.

“Since 1997, it (CGL in­sur­ance) was al­ready an or­di­nance and was sub­se­quently amended in 2002, 2012, and 2016. And as mat­ter of pro­ce­dure, it was pub­lished in lo­cal cir­cu­la­tion. As a mat­ter of fact, all coun­cilors ap­proved the or­di­nance and there are no for­mal com­plaints, as of to­day, were given. In fact, a lot of busi­ness own­ers liked the or­di­nance since it will give them pro­tec­tion to their cus­tomers in case of ac­ci­dents,” Rivera said.

Sec­tion 3A.07 states that sari-sari stores, carinde­rias, fish/ meat/ veg­etable/ fruit ven­dors, flower shops, news­pa­per and mag­a­zine stands, shoe shine stands, watch re­pair shops, and sim­i­lar es­tab­lish­ments with cap­i­tal of not more than P150,000 are ex­empted from the or­di­nance.

The or­di­nance also ex­empts es­tab­lish­ments with fixed taxes in the amount of P1,800 as pro­vided in the Lo­cal Gov­ern­ment Code such as clin­ics, den­tal clin­ics, ac­count­ing of­fices, and law of­fices but shall not in­clude ware­houses, show­rooms, hospi­tals and school s.

There are some 150 low-cap­i­tal es­tab­lish­ments ex­empted in the or­di­nance, it was learned.

Par­tic­i­pat­ing in­sur­ance com­pa­nies in­clude Stan­dard In­sur­ance Com­pany, In­cor­po­rated; Western Guar­an­tee Cor­po­ra­tion; Pa­cific Union In­sur­ance Com­pany; and Lib­erty In­sur­ance Cor­po­ra­tion.

Only cor­po­rate checks and cash are ac­cepted by these com­pa­nies, based on the or­di­nance.

An es­tab­lish­ment with P300,000 sum in­sured is re­quired to pay to­tal pre­mium of P1,570. A busi­ness with P7 mil­lion sum in­sured on the other hand is re­quired to pay a to­tal pre­mium of P22,985.

“The CGL is a stan­dard in­sur­ance pol­icy is­sued to busi­ness or­ga­ni­za­tions to pro­tect them against liability to third par­ties claims for bod­ily in­jury and prop­erty dam­age aris­ing out of premises, op­er­a­tions, prod­ucts, and com­pleted op­er­a­tions; and ad­ver­tis­ing and per­sonal in­jury liability.”

Ex­am­ples of in­juries cov­ered in the in­sur­ance pol­icy in­clude slip on the floor, ac­ci­den­tal fall­ing of de­bris on third party, food poi­son­ing, fall­ing of sig­nages to third party, break­age of glass door or win­dows that re­sulted to in­jury and dam­age to third party, and oth­ers.

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