Makakuqonde okufunayo umeluleki wezezimali
Ukhwakha uhlelo lwezezimali zekhasimende kubalulekile uma kuziwa ekuphathweni komnotho wekhasimende. Lolu hlelo lucacisela ikhasimende ngokuyikho mayelana nezimali zalo.
Ungalufunda, uluhlaziye nabanye bomndeni, okanye abangani, uphinde uluhlaziye nomphathi womnotho wakho. Lokhu kubalulekile kumphathi ongamele umnotho wakho - usebenzisa lolu hlelo njengenkomba emihlanganweni yokubuyekezwa kohlelo lwakho lwezimali uma esenza uhlelo lwesikhathi eside.
Kujwayelekile ukuba abaphathi bomnotho babuke okungaphezulu kwezinhlelo zokutshala imali ye- khasimende. Inhloso yalokhu kuwukuthi abe ngumhleli omkhulu wezezimali zekhasimende lakhe impilo yakhe yonke. Lokhu kuyaye kuhlanganise izindlu, impesheni nokuhlelela ubungozi obuthinta ezezimali ongahle uhlangabezane nabo esikhathini esizayo.
UKUBONISANA UMA KUHLELWA IZIMALI
Kubalulekile ukuba abaphathi bomnotho bakhe ubudlelwane obuqinile nekhasimende. Lokhu kubanikeza ulwazi olujulile ngempilo yakho nezinjongo zakho njengekhasi- mende.
Ukwakha uhlelo lwezezimali luqala ngengxoxo phakathi komeluleki wezezimali kanye nekhasimende. Inhloso yalokhu wukuthola imininingwane enqala ngekhasimende. Ngalolu lwazi nokuqondisisa siyakwazi ukuba sithole ngezimfuno, amaphupho kanye nenjongo yekhasimende mayelana nokutshala imali. Ngokuxoxisana mayelana nomlando wezezimali zekhasimende nge- sikhathi siqala ukwazi ikhasimende nangesikhathi siqala sihlanganisa uhlelo lwezezimali, siyaye sigxile ezintweni ezithile ukuze ikhasimende lifinyelele kwizifiso nezinjongo zalo mayelana nokonga imali. Nazi izinto okumele zibhekisiswe:
UHLELO LOKUTSHALWA KWEMALI
Kuvamisile ukuba kuthiwe abantu bachitha isikhathi esiningi ekuhleleni iholidi lamasonto amabili nje kuphela kunokuhlela ukutshala imali yabo.
Uma uhlelela utshalo-mali ku-
Ukhuhlelela umhlalaphansi akuyona into ongayithatha kancane. Imali oyilondolozele ukuya empeshenini iba wutshalomali olusemqoka kakhulu. Kubalulekile ukuba uqondisise isinqumo osenzayo nokuthi sizoba namthelela muni esikhathini esizayo empilweni yakho.
Uma uthatha umhlalaphansi uyaye ubhekane nezindleko ezidinga imali uma usuhleli ekhaya.
Uma-ke ungahlelanga kahle usenesikhathi akubi lula ukushintsha izinqumo ezingaphusile owazenza ngaphambilini empilweni. Kodwa uma uqala manje uzihlele ngokukhulu ukuqikelela, kungafika isikhathi sokuya empeshenini ukulungele lokho ngokwezimali.
Izoqhutshwa ngesonto elizayo sesibheka lezi zihloko ezilandelayo: Ukuhlelela ubungozi okubo ngokwezezimali. mende.